Toledo, OH vs Baltimore, MD
Moving from Toledo to Baltimore? Here's what changes — from your equivalent salary to housing ($203,726 → $405,877 median home) and taxes.
Toledo vs Baltimore at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $113,859 in Baltimore, MD (+$13,859).
Livability — Toledo, OH: 73 · Baltimore, MD: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 2,341 sqft in Baltimore ($124 vs $214 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Baltimore, MD | Difference |
|---|---|---|---|
| Housing | $15,624 | $23,028 | +$7,404 |
| Groceries | $4,706 | $5,075 | +$369 |
| Transportation | $3,025 | $3,685 | +$660 |
| Utilities | $2,100 | $2,388 | +$288 |
| Insurance | $1,300 | $1,400 | +$100 |
| Taxes | $8,598 | $11,584 | +$2,986 |
| Total | $35,353 | $47,160 | +$11,807 |
Side by side
| Metric | Toledo, OH | Baltimore, MD |
|---|---|---|
| Cost-of-living index | 90.6 | 103.2 |
| Unemployment rate | 5.95% | 4.86% |
| Population growth (5-yr) | 6.5% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.16 | $5.87 |
| Median home price | $203,726 | $405,877 |
| Home price ÷ income | 3.3× | 4.3× |
| 1-yr home appreciation | 2.7% | 0.8% |
| Price per square foot | $124 | $214 |
| Median rent | $1,302 | $1,919 |
| Total tax burden (% income) | 10.0% | 11.3% |
| Combined sales tax | 7.24% | 6.00% |
| Capital gains tax | 3.50% | 5.75% |
| Property tax rate | 1.61% | 1.04% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $10,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 30 |
| Home insurance / yr | $1,300 | $1,400 |
| Auto insurance / yr | $1,300 | $1,900 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 22.1 |
| Gas $/gal | 3.25 | 3.30 |
| Natural gas / mo | $78 | $88 |
| Water & sewer / mo | $104 | $106 |
| Home internet / mo | $76 | $82 |
| Violent crime /100k | 300 | 450 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 20 | 27 |
| Annual precipitation (in) | 41.0 | 45.0 |
| Annual snowfall (in) | 63.8 | 19.3 |
| Sunshine (% possible) | 49% | 57% |
| Permit difficulty (1–5) | 2 | 4 |