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Binghamton, NY vs Houston, TX

Moving from Binghamton to Houston? Here's what changes — from your equivalent salary to housing ($198,435 → $308,306 median home) and taxes.

Binghamton, NY
Photo: Quintin Soloviev via Commons · CC BY 4.0
Houston, TX
Photo: Katie Haugland Brown via Commons · CC BY 2.0

Binghamton vs Houston at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Binghamton, NY Houston, TX Cost-of-living index Binghamton, NY — Cost-of-living index: 92 92 Houston, TX — Cost-of-living index: 100 100 Median home price Binghamton, NY — Median home price: $198k $198k Houston, TX — Median home price: $308k $308k Price per sqft Binghamton, NY — Price per sqft: $124 $124 Houston, TX — Price per sqft: $147 $147 Median rent Binghamton, NY — Median rent: $1,313 $1,313 Houston, TX — Median rent: $1,639 $1,639 Combined sales tax Binghamton, NY — Combined sales tax: 8.5% 8.5% Houston, TX — Combined sales tax: 8.2% 8.2% Property tax rate Binghamton, NY — Property tax rate: 2.62% 2.62% Houston, TX — Property tax rate: 1.79% 1.79% Violent crime /100k (state avg) Binghamton, NY — Violent crime /100k (state avg): 350 350 Houston, TX — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Binghamton, NY — Electricity ¢/kWh: 29.4 29.4 Houston, TX — Electricity ¢/kWh: 17.0 17.0 Avg commute (min) Binghamton, NY — Avg commute (min): 21 21 Houston, TX — Avg commute (min): 30 30 Avg summer high °F Binghamton, NY — Avg summer high °F: 83° 83° Houston, TX — Avg summer high °F: 96° 96° Avg winter low °F Binghamton, NY — Avg winter low °F: 16° 16° Houston, TX — Avg winter low °F: 38° 38°

To keep the same standard of living as $100,000 in Binghamton, NY, you'd need about $97,031 in Houston, TX (−$2,969).

Livability — Binghamton, NY: 65 · Houston, TX: 75 (0–100).

What your home budget buys

A $500,000 home budget gets you about 4,032 sqft in Binghamton vs 3,406 sqft in Houston ($124 vs $147 per sqft).

Annual cost breakdown (at $100,000)

CategoryBinghamton, NYHouston, TXDifference
Housing $15,756 $19,668 +$3,912
Groceries $4,868 $5,085 +$216
Transportation $3,895 $3,675 −$220
Utilities $6,312 $5,064 −$1,248
Insurance $180 $180 +$0
Taxes $8,414 $2,870 −$5,544
Total $39,425 $36,542 −$2,883

Effective state & local tax rate on $100,000 — Binghamton, NY: 8.4% · Houston, TX: 2.9% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricBinghamton, NYHouston, TX
Cost-of-living index92.199.7
Unemployment rate6.67%5.96%
Population growth (5-yr)0.5%7.6%
Air quality (median AQI)4263
Big Mac price (est.)$5.24$5.67
Median home price$198,435$308,306
Home price ÷ income3.2×3.9×
1-yr home appreciation5.6%-2.0%
Price per square foot$124$147
Median rent$1,313$1,639
Total tax burden (state avg, Tax Foundation)15.9%8.6%
Combined sales tax8.52%8.20%
Capital gains tax10.90%None
Property tax rate2.62%1.79%
Life expectancy at birth76.9 yrs77.7 yrs
Healthcare (annual)$7,800$6,800
Uninsured (share of residents)5.0%19.6%
Primary care providers / 100k6961
Childcare (annual, infant)$17,000$9,500
Vehicle property taxNoneNone
Days per year ≥ 90°F184
Days per year ≥ 100°F01
Homes with air conditioning (state)88%95%
Avg commute (min)2130
Commute by driving alone75.3%73.6%
Home insurance / yr$1,600$3,600
Auto insurance / yr$2,100$2,100
FEMA risk index (0–100, higher = more risk)82.1 — Relatively Moderate97.6 — Relatively High
Flood insurance / yr$800$900
Earthquake insurance / yr$100$100
Electricity ¢/kWh29.417.0
Gas $/gal3.453.00
Natural gas / mo$98$52
Water & sewer / mo$87$134
Home internet / mo$76$83
Violent crime /100k (state avg)350430
Avg summer high °F8396
Avg winter low °F1638
Annual precipitation (in)40.055.6
Annual snowfall (in)65.00.1
Sunshine (% possible)48%59%
Permit difficulty (1–5)52

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