Chicago, IL vs Hartford, CT
Moving from Chicago to Hartford? Here's what changes — from your equivalent salary to housing ($353,998 → $400,167 median home) and taxes.
Chicago vs Hartford at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $100,787 in Hartford, CT (+$787).
Livability — Chicago, IL: 63 · Hartford, CT: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,402 sqft in Chicago vs 2,374 sqft in Hartford ($208 vs $211 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chicago, IL | Hartford, CT | Difference |
|---|---|---|---|
| Housing | $27,192 | $23,700 | −$3,492 |
| Groceries | $5,215 | $4,930 | −$285 |
| Transportation | $3,550 | $3,720 | +$170 |
| Utilities | $2,208 | $3,480 | +$1,272 |
| Insurance | $1,900 | $1,600 | −$300 |
| Taxes | $14,141 | $15,460 | +$1,319 |
| Total | $54,206 | $52,890 | −$1,317 |
Side by side
| Metric | Chicago, IL | Hartford, CT |
|---|---|---|
| Cost-of-living index | 102.5 | 103.3 |
| Unemployment rate | 6.19% | 5.42% |
| Population growth (5-yr) | 0.2% | 0.2% |
| Air quality (median AQI) | 56 | 40 |
| Big Mac price (est.) | $5.83 | $5.88 |
| Median home price | $353,998 | $400,167 |
| Home price ÷ income | 4.2× | 4.5× |
| 1-yr home appreciation | 4.4% | 5.2% |
| Price per square foot | $208 | $211 |
| Median rent | $2,266 | $1,975 |
| Total tax burden (% income) | 12.9% | 15.4% |
| Combined sales tax | 8.86% | 6.35% |
| Capital gains tax | 4.95% | 6.99% |
| Property tax rate | 2.11% | 2.16% |
| Healthcare (annual) | $6,800 | $8,200 |
| Childcare (annual, infant) | $14,000 | $16,000 |
| Vehicle property tax | None | 2.07% |
| Avg commute (min) | 31 | 24 |
| Home insurance / yr | $1,900 | $1,600 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $300 | $100 |
| Electricity ¢/kWh | 20.5 | 32.2 |
| Gas $/gal | 3.60 | 3.40 |
| Violent crime /100k | 430 | 150 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 15 | 18 |
| Permit difficulty (1–5) | 4 | 4 |