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Chicago, IL vs Youngstown, OH

Moving from Chicago to Youngstown? Here's what changes — from your equivalent salary to housing ($353,998 → $175,405 median home) and taxes.

Chicago, IL
Photo: File:Chicago River ferry.jpg: John Picken derivative work: Georgfotoart via Commons · CC BY 2.0
Youngstown, OH
Photo: Dblcut3 via Commons · CC BY-SA 4.0

Chicago vs Youngstown at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Chicago, IL Youngstown, OH Cost-of-living index Chicago, IL — Cost-of-living index: 102 102 Youngstown, OH — Cost-of-living index: 86 86 Median home price Chicago, IL — Median home price: $354k $354k Youngstown, OH — Median home price: $175k $175k Price per sqft Chicago, IL — Price per sqft: $208 $208 Youngstown, OH — Price per sqft: $106 $106 Median rent Chicago, IL — Median rent: $2,266 $2,266 Youngstown, OH — Median rent: $1,030 $1,030 Combined sales tax Chicago, IL — Combined sales tax: 8.9% 8.9% Youngstown, OH — Combined sales tax: 7.2% 7.2% Property tax rate Chicago, IL — Property tax rate: 2.11% 2.11% Youngstown, OH — Property tax rate: 1.42% 1.42% Violent crime /100k (state avg) Chicago, IL — Violent crime /100k (state avg): 430 430 Youngstown, OH — Violent crime /100k (state avg): 300 300 Electricity ¢/kWh Chicago, IL — Electricity ¢/kWh: 20.5 20.5 Youngstown, OH — Electricity ¢/kWh: 19.5 19.5 Avg commute (min) Chicago, IL — Avg commute (min): 31 31 Youngstown, OH — Avg commute (min): 23 23 Avg summer high °F Chicago, IL — Avg summer high °F: 85° 85° Youngstown, OH — Avg summer high °F: 85° 85° Avg winter low °F Chicago, IL — Avg winter low °F: 15° 15° Youngstown, OH — Avg winter low °F: 20° 20°

To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $81,182 in Youngstown, OH (−$18,818).

Livability — Chicago, IL: 63 · Youngstown, OH: 76 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,402 sqft in Chicago vs 4,704 sqft in Youngstown ($208 vs $106 per sqft).

Annual cost breakdown (at $100,000)

CategoryChicago, ILYoungstown, OHDifference
Housing $27,192 $12,360 −$14,832
Groceries $5,215 $4,706 −$509
Transportation $3,550 $3,025 −$525
Utilities $4,800 $5,196 +$396
Insurance $180 $180 +$0
Taxes $8,051 $5,839 −$2,212
Total $48,988 $31,306 −$17,683

Effective state & local tax rate on $100,000 — Chicago, IL: 8.1% · Youngstown, OH: 5.8% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricChicago, ILYoungstown, OH
Cost-of-living index102.585.9
Unemployment rate6.19%6.01%
Population growth (5-yr)0.2%-1.6%
Air quality (median AQI)5646
Big Mac price (est.)$5.83$4.89
Median home price$353,998$175,405
Home price ÷ income4.2×3.2×
1-yr home appreciation4.4%6.0%
Price per square foot$208$106
Median rent$2,266$1,030
Total tax burden (state avg, Tax Foundation)12.9%10.0%
Combined sales tax8.86%7.24%
Capital gains tax4.95%3.50%
Property tax rate2.11%1.42%
Life expectancy at birth78.2 yrs73.4 yrs
Healthcare (annual)$6,800$6,400
Uninsured (share of residents)8.4%7.4%
Primary care providers / 100k8576
Childcare (annual, infant)$14,000$10,000
Vehicle property taxNoneNone
Days per year ≥ 90°F185
Days per year ≥ 100°F10
Homes with air conditioning (state)96%94%
Avg commute (min)3123
Commute by driving alone63.6%80.9%
Home insurance / yr$1,900$1,300
Auto insurance / yr$1,600$1,300
FEMA risk index (0–100, higher = more risk)97.1 — Relatively High84.0 — Relatively Moderate
Flood insurance / yr$700$600
Earthquake insurance / yr$300$100
Electricity ¢/kWh20.519.5
Gas $/gal3.603.25
Natural gas / mo$82$78
Water & sewer / mo$57$104
Home internet / mo$77$76
Violent crime /100k (state avg)430300
Avg summer high °F8585
Avg winter low °F1520
Annual precipitation (in)40.941.0
Annual snowfall (in)38.863.8
Sunshine (% possible)54%49%
Permit difficulty (1–5)42

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