Cincinnati, OH vs Philadelphia, PA
Moving from Cincinnati to Philadelphia? Here's what changes — from your equivalent salary to housing ($311,270 → $390,463 median home) and taxes.
Cincinnati vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $108,638 in Philadelphia, PA (+$8,638).
Livability — Cincinnati, OH: 70 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 2,241 sqft in Philadelphia ($189 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $18,900 | $22,968 | +$4,068 |
| Groceries | $4,718 | $4,909 | +$191 |
| Transportation | $3,025 | $3,440 | +$415 |
| Utilities | $2,100 | $2,316 | +$216 |
| Insurance | $1,300 | $1,200 | −$100 |
| Taxes | $8,820 | $10,192 | +$1,372 |
| Total | $38,863 | $45,025 | +$6,162 |
Side by side
| Metric | Cincinnati, OH | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 94.2 | 102.4 |
| Unemployment rate | 4.37% | 6.12% |
| Population growth (5-yr) | 4.5% | 2.8% |
| Air quality (median AQI) | 54 | 53 |
| Big Mac price (est.) | $5.36 | $5.82 |
| Median home price | $311,270 | $390,463 |
| Home price ÷ income | 4.1× | 4.6× |
| 1-yr home appreciation | 2.5% | 2.5% |
| Price per square foot | $189 | $223 |
| Median rent | $1,575 | $1,914 |
| Total tax burden (% income) | 10.0% | 10.6% |
| Combined sales tax | 7.24% | 6.34% |
| Capital gains tax | 3.50% | 3.07% |
| Property tax rate | 1.26% | 1.61% |
| Healthcare (annual) | $6,400 | $7,000 |
| Childcare (annual, infant) | $10,000 | $12,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 25 | 29 |
| Home insurance / yr | $1,300 | $1,200 |
| Auto insurance / yr | $1,300 | $1,600 |
| Flood insurance / yr | $600 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 21.5 |
| Gas $/gal | 3.25 | 3.55 |
| Violent crime /100k | 300 | 390 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 20 | 22 |
| Permit difficulty (1–5) | 2 | 3 |