Philadelphia, PA vs Cincinnati, OH
Moving from Philadelphia to Cincinnati? Here's what changes — from your equivalent salary to housing ($390,463 → $311,270 median home) and taxes.
Philadelphia vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $92,049 in Cincinnati, OH (−$7,951).
Livability — Philadelphia, PA: 62 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 2,651 sqft in Cincinnati ($223 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $22,968 | $18,900 | −$4,068 |
| Groceries | $4,909 | $4,718 | −$191 |
| Transportation | $3,440 | $3,025 | −$415 |
| Utilities | $2,316 | $2,100 | −$216 |
| Insurance | $1,200 | $1,300 | +$100 |
| Taxes | $10,192 | $8,820 | −$1,372 |
| Total | $45,025 | $38,863 | −$6,162 |
Side by side
| Metric | Philadelphia, PA | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 102.4 | 94.2 |
| Unemployment rate | 6.12% | 4.37% |
| Population growth (5-yr) | 2.8% | 4.5% |
| Air quality (median AQI) | 53 | 54 |
| Big Mac price (est.) | $5.82 | $5.36 |
| Median home price | $390,463 | $311,270 |
| Home price ÷ income | 4.6× | 4.1× |
| 1-yr home appreciation | 2.5% | 2.5% |
| Price per square foot | $223 | $189 |
| Median rent | $1,914 | $1,575 |
| Total tax burden (% income) | 10.6% | 10.0% |
| Combined sales tax | 6.34% | 7.24% |
| Capital gains tax | 3.07% | 3.50% |
| Property tax rate | 1.61% | 1.26% |
| Healthcare (annual) | $7,000 | $6,400 |
| Childcare (annual, infant) | $12,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 29 | 25 |
| Home insurance / yr | $1,200 | $1,300 |
| Auto insurance / yr | $1,600 | $1,300 |
| Flood insurance / yr | $650 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.5 | 19.5 |
| Gas $/gal | 3.55 | 3.25 |
| Violent crime /100k | 390 | 300 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 22 | 20 |
| Permit difficulty (1–5) | 3 | 2 |