Denver, CO vs Hartford, CT
Moving from Denver to Hartford? Here's what changes — from your equivalent salary to housing ($573,221 → $400,167 median home) and taxes.
Denver vs Hartford at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Denver, CO, you'd need about $97,660 in Hartford, CT (−$2,340).
Livability — Denver, CO: 52 · Hartford, CT: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,657 sqft in Denver vs 2,374 sqft in Hartford ($302 vs $211 per sqft).
Annual cost breakdown (at $100,000)
| Category | Denver, CO | Hartford, CT | Difference |
|---|---|---|---|
| Housing | $22,920 | $23,700 | +$780 |
| Groceries | $5,079 | $4,930 | −$149 |
| Transportation | $4,050 | $3,720 | −$330 |
| Utilities | $1,788 | $3,480 | +$1,692 |
| Insurance | $2,800 | $1,600 | −$1,200 |
| Taxes | $9,828 | $15,460 | +$5,632 |
| Total | $46,464 | $52,890 | +$6,425 |
Side by side
| Metric | Denver, CO | Hartford, CT |
|---|---|---|
| Cost-of-living index | 105.8 | 103.3 |
| Unemployment rate | 4.26% | 5.42% |
| Population growth (5-yr) | 5.7% | 0.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.02 | $5.88 |
| Median home price | $573,221 | $400,167 |
| Home price ÷ income | 5.9× | 4.5× |
| 1-yr home appreciation | -2.9% | 5.2% |
| Price per square foot | $302 | $211 |
| Median rent | $1,910 | $1,975 |
| Total tax burden (% income) | 9.7% | 15.4% |
| Combined sales tax | 7.77% | 6.35% |
| Capital gains tax | 4.40% | 6.99% |
| Property tax rate | 0.52% | 2.16% |
| Healthcare (annual) | $6,800 | $8,200 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | 1.79% | 2.07% |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $2,800 | $1,600 |
| Auto insurance / yr | $2,000 | $1,900 |
| Flood insurance / yr | $550 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 32.2 |
| Gas $/gal | 3.30 | 3.40 |
| Natural gas / mo | $65 | $106 |
| Water & sewer / mo | $120 | $88 |
| Home internet / mo | $87 | $66 |
| Violent crime /100k | 490 | 150 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 18 | 18 |
| Annual precipitation (in) | 15.4 | 47.1 |
| Annual snowfall (in) | 49.0 | 51.7 |
| Sunshine (% possible) | 69% | 56% |
| Permit difficulty (1–5) | 3 | 4 |