Duluth, MN vs Providence, RI
Moving from Duluth to Providence? Here's what changes — from your equivalent salary to housing ($264,350 → $524,867 median home) and taxes.
Duluth vs Providence at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Duluth, MN, you'd need about $116,437 in Providence, RI (+$16,437).
Livability — Duluth, MN: 68 · Providence, RI: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,404 sqft in Duluth vs 1,524 sqft in Providence ($147 vs $328 per sqft).
Annual cost breakdown (at $100,000)
| Category | Duluth, MN | Providence, RI | Difference |
|---|---|---|---|
| Housing | $16,572 | $25,956 | +$9,384 |
| Groceries | $4,846 | $4,922 | +$76 |
| Transportation | $3,375 | $3,875 | +$500 |
| Utilities | $1,776 | $3,060 | +$1,284 |
| Insurance | $2,200 | $1,700 | −$500 |
| Taxes | $14,852 | $13,121 | −$1,731 |
| Total | $43,621 | $52,634 | +$9,013 |
Side by side
| Metric | Duluth, MN | Providence, RI |
|---|---|---|
| Cost-of-living index | 87.2 | 101.5 |
| Unemployment rate | 4.41% | 5.82% |
| Population growth (5-yr) | 4.4% | 3.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $4.96 | $5.78 |
| Median home price | $264,350 | $524,867 |
| Home price ÷ income | 3.9× | 6.5× |
| 1-yr home appreciation | 6.6% | 3.1% |
| Price per square foot | $147 | $328 |
| Median rent | $1,381 | $2,163 |
| Total tax burden (% income) | 12.1% | 11.4% |
| Combined sales tax | 8.10% | 7.00% |
| Capital gains tax | 9.85% | 5.99% |
| Property tax rate | 1.12% | 1.31% |
| Healthcare (annual) | $6,800 | $7,600 |
| Childcare (annual, infant) | $16,000 | $13,000 |
| Vehicle property tax | 1.58% | None |
| Avg commute (min) | 20 | 26 |
| Home insurance / yr | $2,200 | $1,700 |
| Auto insurance / yr | $1,600 | $2,100 |
| Flood insurance / yr | $600 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.4 | 28.3 |
| Gas $/gal | 3.15 | 3.35 |
| Natural gas / mo | $76 | $92 |
| Water & sewer / mo | $77 | $80 |
| Home internet / mo | $81 | $67 |
| Violent crime /100k | 280 | 240 |
| Avg summer high °F | 83 | 82 |
| Avg winter low °F | 4 | 21 |
| Annual precipitation (in) | 31.6 | 47.5 |
| Annual snowfall (in) | 51.2 | 36.6 |
| Sunshine (% possible) | 58% | 56% |
| Permit difficulty (1–5) | 3 | 4 |