Providence, RI vs Duluth, MN
Moving from Providence to Duluth? Here's what changes — from your equivalent salary to housing ($524,867 → $264,350 median home) and taxes.
Providence vs Duluth at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Providence, RI, you'd need about $85,883 in Duluth, MN (−$14,117).
Livability — Providence, RI: 58 · Duluth, MN: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,524 sqft in Providence vs 3,404 sqft in Duluth ($328 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | Providence, RI | Duluth, MN | Difference |
|---|---|---|---|
| Housing | $25,956 | $16,572 | −$9,384 |
| Groceries | $4,922 | $4,846 | −$76 |
| Transportation | $3,875 | $3,375 | −$500 |
| Utilities | $3,060 | $1,776 | −$1,284 |
| Insurance | $1,700 | $2,200 | +$500 |
| Taxes | $13,121 | $14,852 | +$1,731 |
| Total | $52,634 | $43,621 | −$9,013 |
Side by side
| Metric | Providence, RI | Duluth, MN |
|---|---|---|
| Cost-of-living index | 101.5 | 87.2 |
| Unemployment rate | 5.82% | 4.41% |
| Population growth (5-yr) | 3.6% | 4.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.78 | $4.96 |
| Median home price | $524,867 | $264,350 |
| Home price ÷ income | 6.5× | 3.9× |
| 1-yr home appreciation | 3.1% | 6.6% |
| Price per square foot | $328 | $147 |
| Median rent | $2,163 | $1,381 |
| Total tax burden (% income) | 11.4% | 12.1% |
| Combined sales tax | 7.00% | 8.10% |
| Capital gains tax | 5.99% | 9.85% |
| Property tax rate | 1.31% | 1.12% |
| Healthcare (annual) | $7,600 | $6,800 |
| Childcare (annual, infant) | $13,000 | $16,000 |
| Vehicle property tax | None | 1.58% |
| Avg commute (min) | 26 | 20 |
| Home insurance / yr | $1,700 | $2,200 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 28.3 | 16.4 |
| Gas $/gal | 3.35 | 3.15 |
| Natural gas / mo | $92 | $76 |
| Water & sewer / mo | $80 | $77 |
| Home internet / mo | $67 | $81 |
| Violent crime /100k | 240 | 280 |
| Avg summer high °F | 82 | 83 |
| Avg winter low °F | 21 | 4 |
| Annual precipitation (in) | 47.5 | 31.6 |
| Annual snowfall (in) | 36.6 | 51.2 |
| Sunshine (% possible) | 56% | 58% |
| Permit difficulty (1–5) | 4 | 3 |