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Hagerstown, MD vs Philadelphia, PA

Moving from Hagerstown to Philadelphia? Here's what changes — from your equivalent salary to housing ($324,997 → $390,463 median home) and taxes.

Hagerstown vs Philadelphia at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Hagerstown, MD Philadelphia, PA Cost-of-living index Hagerstown, MD — Cost-of-living index: 95 95 Philadelphia, PA — Cost-of-living index: 102 102 Median home price Hagerstown, MD — Median home price: $325k $325k Philadelphia, PA — Median home price: $390k $390k Price per sqft Hagerstown, MD — Price per sqft: $171 $171 Philadelphia, PA — Price per sqft: $223 $223 Median rent Hagerstown, MD — Median rent: $1,596 $1,596 Philadelphia, PA — Median rent: $1,914 $1,914 Combined sales tax Hagerstown, MD — Combined sales tax: 6.0% 6.0% Philadelphia, PA — Combined sales tax: 6.3% 6.3% Property tax rate Hagerstown, MD — Property tax rate: 0.70% 0.70% Philadelphia, PA — Property tax rate: 1.61% 1.61% Violent crime /100k Hagerstown, MD — Violent crime /100k: 450 450 Philadelphia, PA — Violent crime /100k: 390 390 Electricity ¢/kWh Hagerstown, MD — Electricity ¢/kWh: 22.1 22.1 Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 Avg commute (min) Hagerstown, MD — Avg commute (min): 31 31 Philadelphia, PA — Avg commute (min): 29 29 Avg summer high °F Hagerstown, MD — Avg summer high °F: 88° 88° Philadelphia, PA — Avg summer high °F: 85° 85° Avg winter low °F Hagerstown, MD — Avg winter low °F: 27° 27° Philadelphia, PA — Avg winter low °F: 22° 22°

To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $107,344 in Philadelphia, PA (+$7,344).

Livability — Hagerstown, MD: 65 · Philadelphia, PA: 62 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 2,241 sqft in Philadelphia ($171 vs $223 per sqft).

Annual cost breakdown (at $100,000)

CategoryHagerstown, MDPhiladelphia, PADifference
Housing $19,152 $22,968 +$3,816
Groceries $4,805 $4,909 +$104
Transportation $3,685 $3,440 −$245
Utilities $2,388 $2,316 −$72
Insurance $1,400 $1,200 −$200
Taxes $9,558 $10,192 +$634
Total $40,988 $45,025 +$4,037

Side by side

MetricHagerstown, MDPhiladelphia, PA
Cost-of-living index95.4102.4
Unemployment rate4.84%6.12%
Population growth (5-yr)13.0%2.8%
Air quality (median AQI)4253
Big Mac price (est.)$5.43$5.82
Median home price$324,997$390,463
Home price ÷ income4.5×4.6×
1-yr home appreciation2.6%2.5%
Price per square foot$171$223
Median rent$1,596$1,914
Total tax burden (% income)11.3%10.6%
Combined sales tax6.00%6.34%
Capital gains tax5.75%3.07%
Property tax rate0.70%1.61%
Healthcare (annual)$7,200$7,000
Childcare (annual, infant)$16,000$12,000
Vehicle property taxNoneNone
Avg commute (min)3129
Home insurance / yr$1,400$1,200
Auto insurance / yr$1,900$1,600
Flood insurance / yr$750$650
Earthquake insurance / yr$100$100
Electricity ¢/kWh22.121.5
Gas $/gal3.303.55
Violent crime /100k450390
Avg summer high °F8885
Avg winter low °F2722
Permit difficulty (1–5)43
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