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Philadelphia, PA vs Hagerstown, MD

Moving from Philadelphia to Hagerstown? Here's what changes — from your equivalent salary to housing ($390,463 → $324,997 median home) and taxes.

Philadelphia vs Hagerstown at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Philadelphia, PA Hagerstown, MD Cost-of-living index Philadelphia, PA — Cost-of-living index: 102 102 Hagerstown, MD — Cost-of-living index: 95 95 Median home price Philadelphia, PA — Median home price: $390k $390k Hagerstown, MD — Median home price: $325k $325k Price per sqft Philadelphia, PA — Price per sqft: $223 $223 Hagerstown, MD — Price per sqft: $171 $171 Median rent Philadelphia, PA — Median rent: $1,914 $1,914 Hagerstown, MD — Median rent: $1,596 $1,596 Combined sales tax Philadelphia, PA — Combined sales tax: 6.3% 6.3% Hagerstown, MD — Combined sales tax: 6.0% 6.0% Property tax rate Philadelphia, PA — Property tax rate: 1.61% 1.61% Hagerstown, MD — Property tax rate: 0.70% 0.70% Violent crime /100k Philadelphia, PA — Violent crime /100k: 390 390 Hagerstown, MD — Violent crime /100k: 450 450 Electricity ¢/kWh Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 Hagerstown, MD — Electricity ¢/kWh: 22.1 22.1 Avg commute (min) Philadelphia, PA — Avg commute (min): 29 29 Hagerstown, MD — Avg commute (min): 31 31 Avg summer high °F Philadelphia, PA — Avg summer high °F: 85° 85° Hagerstown, MD — Avg summer high °F: 88° 88° Avg winter low °F Philadelphia, PA — Avg winter low °F: 22° 22° Hagerstown, MD — Avg winter low °F: 27° 27°

To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $93,159 in Hagerstown, MD (−$6,841).

Livability — Philadelphia, PA: 62 · Hagerstown, MD: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 2,922 sqft in Hagerstown ($223 vs $171 per sqft).

Annual cost breakdown (at $100,000)

CategoryPhiladelphia, PAHagerstown, MDDifference
Housing $22,968 $19,152 −$3,816
Groceries $4,909 $4,805 −$104
Transportation $3,440 $3,685 +$245
Utilities $2,316 $2,388 +$72
Insurance $1,200 $1,400 +$200
Taxes $10,192 $9,558 −$634
Total $45,025 $40,988 −$4,037

Side by side

MetricPhiladelphia, PAHagerstown, MD
Cost-of-living index102.495.4
Unemployment rate6.12%4.84%
Population growth (5-yr)2.8%13.0%
Air quality (median AQI)5342
Big Mac price (est.)$5.82$5.43
Median home price$390,463$324,997
Home price ÷ income4.6×4.5×
1-yr home appreciation2.5%2.6%
Price per square foot$223$171
Median rent$1,914$1,596
Total tax burden (% income)10.6%11.3%
Combined sales tax6.34%6.00%
Capital gains tax3.07%5.75%
Property tax rate1.61%0.70%
Healthcare (annual)$7,000$7,200
Childcare (annual, infant)$12,000$16,000
Vehicle property taxNoneNone
Avg commute (min)2931
Home insurance / yr$1,200$1,400
Auto insurance / yr$1,600$1,900
Flood insurance / yr$650$750
Earthquake insurance / yr$100$100
Electricity ¢/kWh21.522.1
Gas $/gal3.553.30
Violent crime /100k390450
Avg summer high °F8588
Avg winter low °F2227
Permit difficulty (1–5)34
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