Hagerstown, MD vs Providence, RI
Moving from Hagerstown to Providence? Here's what changes — from your equivalent salary to housing ($324,997 → $524,867 median home) and taxes.
Hagerstown vs Providence at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $106,450 in Providence, RI (+$6,450).
Livability — Hagerstown, MD: 65 · Providence, RI: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 1,524 sqft in Providence ($171 vs $328 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Providence, RI | Difference |
|---|---|---|---|
| Housing | $19,152 | $25,956 | +$6,804 |
| Groceries | $4,805 | $4,922 | +$117 |
| Transportation | $3,685 | $3,875 | +$190 |
| Utilities | $2,388 | $3,060 | +$672 |
| Insurance | $1,400 | $1,700 | +$300 |
| Taxes | $9,558 | $13,121 | +$3,563 |
| Total | $40,988 | $52,634 | +$11,646 |
Side by side
| Metric | Hagerstown, MD | Providence, RI |
|---|---|---|
| Cost-of-living index | 95.4 | 101.5 |
| Unemployment rate | 4.84% | 5.82% |
| Population growth (5-yr) | 13.0% | 3.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.43 | $5.78 |
| Median home price | $324,997 | $524,867 |
| Home price ÷ income | 4.5× | 6.5× |
| 1-yr home appreciation | 2.6% | 3.1% |
| Price per square foot | $171 | $328 |
| Median rent | $1,596 | $2,163 |
| Total tax burden (% income) | 11.3% | 11.4% |
| Combined sales tax | 6.00% | 7.00% |
| Capital gains tax | 5.75% | 5.99% |
| Property tax rate | 0.70% | 1.31% |
| Healthcare (annual) | $7,200 | $7,600 |
| Childcare (annual, infant) | $16,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 31 | 26 |
| Home insurance / yr | $1,400 | $1,700 |
| Auto insurance / yr | $1,900 | $2,100 |
| Flood insurance / yr | $750 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 28.3 |
| Gas $/gal | 3.30 | 3.35 |
| Violent crime /100k | 450 | 240 |
| Avg summer high °F | 88 | 82 |
| Avg winter low °F | 27 | 21 |
| Permit difficulty (1–5) | 4 | 4 |