Providence, RI vs Hagerstown, MD
Moving from Providence to Hagerstown? Here's what changes — from your equivalent salary to housing ($524,867 → $324,997 median home) and taxes.
Providence vs Hagerstown at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Providence, RI, you'd need about $93,941 in Hagerstown, MD (−$6,059).
Livability — Providence, RI: 58 · Hagerstown, MD: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,524 sqft in Providence vs 2,922 sqft in Hagerstown ($328 vs $171 per sqft).
Annual cost breakdown (at $100,000)
| Category | Providence, RI | Hagerstown, MD | Difference |
|---|---|---|---|
| Housing | $25,956 | $19,152 | −$6,804 |
| Groceries | $4,922 | $4,805 | −$117 |
| Transportation | $3,875 | $3,685 | −$190 |
| Utilities | $3,060 | $2,388 | −$672 |
| Insurance | $1,700 | $1,400 | −$300 |
| Taxes | $13,121 | $9,558 | −$3,563 |
| Total | $52,634 | $40,988 | −$11,646 |
Side by side
| Metric | Providence, RI | Hagerstown, MD |
|---|---|---|
| Cost-of-living index | 101.5 | 95.4 |
| Unemployment rate | 5.82% | 4.84% |
| Population growth (5-yr) | 3.6% | 13.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.78 | $5.43 |
| Median home price | $524,867 | $324,997 |
| Home price ÷ income | 6.5× | 4.5× |
| 1-yr home appreciation | 3.1% | 2.6% |
| Price per square foot | $328 | $171 |
| Median rent | $2,163 | $1,596 |
| Total tax burden (% income) | 11.4% | 11.3% |
| Combined sales tax | 7.00% | 6.00% |
| Capital gains tax | 5.99% | 5.75% |
| Property tax rate | 1.31% | 0.70% |
| Healthcare (annual) | $7,600 | $7,200 |
| Childcare (annual, infant) | $13,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 31 |
| Home insurance / yr | $1,700 | $1,400 |
| Auto insurance / yr | $2,100 | $1,900 |
| Flood insurance / yr | $900 | $750 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 28.3 | 22.1 |
| Gas $/gal | 3.35 | 3.30 |
| Violent crime /100k | 240 | 450 |
| Avg summer high °F | 82 | 88 |
| Avg winter low °F | 21 | 27 |
| Permit difficulty (1–5) | 4 | 4 |