Hartford, CT vs Baltimore, MD
Moving from Hartford to Baltimore? Here's what changes — from your equivalent salary to housing ($400,167 → $405,877 median home) and taxes.
Hartford vs Baltimore at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hartford, CT, you'd need about $99,894 in Baltimore, MD (−$106).
Livability — Hartford, CT: 59 · Baltimore, MD: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,374 sqft in Hartford vs 2,341 sqft in Baltimore ($211 vs $214 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hartford, CT | Baltimore, MD | Difference |
|---|---|---|---|
| Housing | $23,700 | $23,028 | −$672 |
| Groceries | $4,930 | $5,075 | +$145 |
| Transportation | $3,720 | $3,685 | −$35 |
| Utilities | $3,480 | $2,388 | −$1,092 |
| Insurance | $1,600 | $1,400 | −$200 |
| Taxes | $15,460 | $11,584 | −$3,875 |
| Total | $52,890 | $47,160 | −$5,729 |
Side by side
| Metric | Hartford, CT | Baltimore, MD |
|---|---|---|
| Cost-of-living index | 103.3 | 103.2 |
| Unemployment rate | 5.42% | 4.86% |
| Population growth (5-yr) | 0.2% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.88 | $5.87 |
| Median home price | $400,167 | $405,877 |
| Home price ÷ income | 4.5× | 4.3× |
| 1-yr home appreciation | 5.2% | 0.8% |
| Price per square foot | $211 | $214 |
| Median rent | $1,975 | $1,919 |
| Total tax burden (% income) | 15.4% | 11.3% |
| Combined sales tax | 6.35% | 6.00% |
| Capital gains tax | 6.99% | 5.75% |
| Property tax rate | 2.16% | 1.04% |
| Healthcare (annual) | $8,200 | $7,200 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | 2.07% | None |
| Avg commute (min) | 24 | 30 |
| Home insurance / yr | $1,600 | $1,400 |
| Auto insurance / yr | $1,900 | $1,900 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 32.2 | 22.1 |
| Gas $/gal | 3.40 | 3.30 |
| Natural gas / mo | $106 | $88 |
| Water & sewer / mo | $88 | $106 |
| Home internet / mo | $66 | $82 |
| Violent crime /100k | 150 | 450 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 18 | 27 |
| Annual precipitation (in) | 47.1 | 45.0 |
| Annual snowfall (in) | 51.7 | 19.3 |
| Sunshine (% possible) | 56% | 57% |
| Permit difficulty (1–5) | 4 | 4 |