Lancaster, PA vs Philadelphia, PA
Moving from Lancaster to Philadelphia? Here's what changes — from your equivalent salary to housing ($388,207 → $390,463 median home) and taxes.
Lancaster vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Lancaster, PA, you'd need about $105,797 in Philadelphia, PA (+$5,797).
Livability — Lancaster, PA: 64 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,254 sqft in Lancaster vs 2,241 sqft in Philadelphia ($222 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Lancaster, PA | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $18,312 | $22,968 | +$4,656 |
| Groceries | $4,915 | $4,909 | −$6 |
| Transportation | $3,440 | $3,440 | +$0 |
| Utilities | $2,316 | $2,316 | +$0 |
| Insurance | $1,200 | $1,200 | +$0 |
| Taxes | $9,202 | $10,192 | +$990 |
| Total | $39,385 | $45,025 | +$5,640 |
Side by side
| Metric | Lancaster, PA | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 96.8 | 102.4 |
| Unemployment rate | 3.38% | 6.12% |
| Population growth (5-yr) | 3.1% | 2.8% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.51 | $5.82 |
| Median home price | $388,207 | $390,463 |
| Home price ÷ income | 4.8× | 4.6× |
| 1-yr home appreciation | 4.6% | 2.5% |
| Price per square foot | $222 | $223 |
| Median rent | $1,526 | $1,914 |
| Total tax burden (% income) | 10.6% | 10.6% |
| Combined sales tax | 6.34% | 6.34% |
| Capital gains tax | 3.07% | 3.07% |
| Property tax rate | 1.48% | 1.61% |
| Healthcare (annual) | $7,000 | $7,000 |
| Childcare (annual, infant) | $12,000 | $12,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 24 | 29 |
| Home insurance / yr | $1,200 | $1,200 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $650 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.5 | 21.5 |
| Gas $/gal | 3.55 | 3.55 |
| Natural gas / mo | $82 | $82 |
| Water & sewer / mo | $65 | $65 |
| Home internet / mo | $78 | $78 |
| Violent crime /100k | 390 | 390 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 22 | 22 |
| Annual precipitation (in) | 44.1 | 44.1 |
| Annual snowfall (in) | 23.1 | 23.1 |
| Sunshine (% possible) | 56% | 56% |
| Permit difficulty (1–5) | 3 | 3 |