Louisville/Jefferson County, KY vs Tampa, FL
Moving from Louisville/Jefferson County to Tampa? Here's what changes — from your equivalent salary to housing ($350,000 → $360,738 median home) and taxes.
Louisville/Jefferson County vs Tampa at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Louisville/Jefferson County, KY, you'd need about $109,959 in Tampa, FL (+$9,959).
Livability — Louisville/Jefferson County, KY: 72 · Tampa, FL: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in Louisville/Jefferson County vs 2,564 sqft in Tampa ($200 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Louisville/Jefferson County, KY | Tampa, FL | Difference |
|---|---|---|---|
| Housing | $18,000 | $24,216 | +$6,216 |
| Groceries | $4,716 | $4,949 | +$233 |
| Transportation | $3,870 | $4,800 | +$930 |
| Utilities | $1,620 | $1,656 | +$36 |
| Insurance | $2,200 | $4,200 | +$2,000 |
| Taxes | $7,922 | $4,642 | −$3,280 |
| Total | $38,328 | $44,463 | +$6,135 |
Side by side
| Metric | Louisville/Jefferson County, KY | Tampa, FL |
|---|---|---|
| Cost-of-living index | 93.2 | 102.5 |
| Unemployment rate | 4.66% | 4.92% |
| Population growth (5-yr) | 0.3% | 7.3% |
| Air quality (median AQI) | 51 | 51 |
| Big Mac price (est.) | $5.30 | $5.83 |
| Median home price | $350,000 | $360,738 |
| Home price ÷ income | 5.0× | 5.4× |
| 1-yr home appreciation | 3.0% | -3.4% |
| Price per square foot | $200 | $195 |
| Median rent | $1,500 | $2,018 |
| Total tax burden (% income) | 9.6% | 9.1% |
| Combined sales tax | 6.00% | 7.02% |
| Capital gains tax | 4.00% | None |
| Property tax rate | 0.82% | 0.80% |
| Healthcare (annual) | $6,300 | $7,500 |
| Childcare (annual, infant) | $9,000 | $10,000 |
| Vehicle property tax | 1.44% | None |
| Avg commute (min) | 24 | 28 |
| Home insurance / yr | $2,200 | $4,200 |
| Auto insurance / yr | $2,200 | $2,900 |
| Flood insurance / yr | $700 | $1,400 |
| Earthquake insurance / yr | $250 | $100 |
| Electricity ¢/kWh | 15.0 | 15.4 |
| Gas $/gal | 3.10 | 3.35 |
| Violent crime /100k | 260 | 380 |
| Avg summer high °F | 88 | 91 |
| Avg winter low °F | 26 | 52 |
| Permit difficulty (1–5) | 2 | 3 |