Tampa, FL vs Louisville/Jefferson County, KY
Moving from Tampa to Louisville/Jefferson County? Here's what changes — from your equivalent salary to housing ($360,738 → $350,000 median home) and taxes.
Tampa vs Louisville/Jefferson County at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $90,943 in Louisville/Jefferson County, KY (−$9,057).
Livability — Tampa, FL: 65 · Louisville/Jefferson County, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 2,500 sqft in Louisville/Jefferson County ($195 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Louisville/Jefferson County, KY | Difference |
|---|---|---|---|
| Housing | $24,216 | $18,000 | −$6,216 |
| Groceries | $4,949 | $4,716 | −$233 |
| Transportation | $4,800 | $3,870 | −$930 |
| Utilities | $1,656 | $1,620 | −$36 |
| Insurance | $4,200 | $2,200 | −$2,000 |
| Taxes | $4,642 | $7,922 | +$3,280 |
| Total | $44,463 | $38,328 | −$6,135 |
Side by side
| Metric | Tampa, FL | Louisville/Jefferson County, KY |
|---|---|---|
| Cost-of-living index | 102.5 | 93.2 |
| Unemployment rate | 4.92% | 4.66% |
| Population growth (5-yr) | 7.3% | 0.3% |
| Air quality (median AQI) | 51 | 51 |
| Big Mac price (est.) | $5.83 | $5.30 |
| Median home price | $360,738 | $350,000 |
| Home price ÷ income | 5.4× | 5.0× |
| 1-yr home appreciation | -3.4% | 3.0% |
| Price per square foot | $195 | $200 |
| Median rent | $2,018 | $1,500 |
| Total tax burden (% income) | 9.1% | 9.6% |
| Combined sales tax | 7.02% | 6.00% |
| Capital gains tax | None | 4.00% |
| Property tax rate | 0.80% | 0.82% |
| Healthcare (annual) | $7,500 | $6,300 |
| Childcare (annual, infant) | $10,000 | $9,000 |
| Vehicle property tax | None | 1.44% |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $4,200 | $2,200 |
| Auto insurance / yr | $2,900 | $2,200 |
| Flood insurance / yr | $1,400 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 15.4 | 15.0 |
| Gas $/gal | 3.35 | 3.10 |
| Violent crime /100k | 380 | 260 |
| Avg summer high °F | 91 | 88 |
| Avg winter low °F | 52 | 26 |
| Permit difficulty (1–5) | 3 | 2 |