Miami, FL vs Omaha, NE
Moving from Miami to Omaha? Here's what changes — from your equivalent salary to housing ($475,622 → $310,337 median home) and taxes.
Miami vs Omaha at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $82,502 in Omaha, NE (−$17,498).
Livability — Miami, FL: 57 · Omaha, NE: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 2,738 sqft in Omaha ($257 vs $183 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Omaha, NE | Difference |
|---|---|---|---|
| Housing | $32,316 | $17,328 | −$14,988 |
| Groceries | $5,091 | $4,828 | −$263 |
| Transportation | $4,800 | $3,300 | −$1,500 |
| Utilities | $1,656 | $1,440 | −$216 |
| Insurance | $4,200 | $3,600 | −$600 |
| Taxes | $5,772 | $11,575 | +$5,803 |
| Total | $53,835 | $42,070 | −$11,765 |
Side by side
| Metric | Miami, FL | Omaha, NE |
|---|---|---|
| Cost-of-living index | 112.1 | 92.5 |
| Unemployment rate | 5.24% | 3.42% |
| Population growth (5-yr) | 1.7% | 5.7% |
| Air quality (median AQI) | 51 | 50 |
| Big Mac price (est.) | $6.38 | $5.26 |
| Median home price | $475,622 | $310,337 |
| Home price ÷ income | 6.9× | 3.9× |
| 1-yr home appreciation | -2.9% | 2.2% |
| Price per square foot | $257 | $183 |
| Median rent | $2,693 | $1,444 |
| Total tax burden (% income) | 9.1% | 11.5% |
| Combined sales tax | 7.02% | 6.97% |
| Capital gains tax | None | 5.20% |
| Property tax rate | 0.90% | 1.71% |
| Healthcare (annual) | $7,500 | $6,600 |
| Childcare (annual, infant) | $10,000 | $12,000 |
| Vehicle property tax | None | 2.27% |
| Avg commute (min) | 30 | 21 |
| Home insurance / yr | $4,200 | $3,600 |
| Auto insurance / yr | $2,900 | $1,600 |
| Flood insurance / yr | $1,400 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 13.3 |
| Gas $/gal | 3.35 | 3.10 |
| Violent crime /100k | 380 | 330 |
| Avg summer high °F | 91 | 88 |
| Avg winter low °F | 52 | 14 |
| Permit difficulty (1–5) | 3 | 2 |