Omaha, NE vs Miami, FL
Moving from Omaha to Miami? Here's what changes — from your equivalent salary to housing ($310,337 → $475,622 median home) and taxes.
Omaha vs Miami at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Omaha, NE, you'd need about $121,209 in Miami, FL (+$21,209).
Livability — Omaha, NE: 69 · Miami, FL: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,738 sqft in Omaha vs 1,945 sqft in Miami ($183 vs $257 per sqft).
Annual cost breakdown (at $100,000)
| Category | Omaha, NE | Miami, FL | Difference |
|---|---|---|---|
| Housing | $17,328 | $32,316 | +$14,988 |
| Groceries | $4,828 | $5,091 | +$263 |
| Transportation | $3,300 | $4,800 | +$1,500 |
| Utilities | $1,440 | $1,656 | +$216 |
| Insurance | $3,600 | $4,200 | +$600 |
| Taxes | $11,575 | $5,772 | −$5,802 |
| Total | $42,070 | $53,835 | +$11,765 |
Side by side
| Metric | Omaha, NE | Miami, FL |
|---|---|---|
| Cost-of-living index | 92.5 | 112.1 |
| Unemployment rate | 3.42% | 5.24% |
| Population growth (5-yr) | 5.7% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.26 | $6.38 |
| Median home price | $310,337 | $475,622 |
| Home price ÷ income | 3.9× | 6.9× |
| 1-yr home appreciation | 2.2% | -2.9% |
| Price per square foot | $183 | $257 |
| Median rent | $1,444 | $2,693 |
| Total tax burden (% income) | 11.5% | 9.1% |
| Combined sales tax | 6.97% | 7.02% |
| Capital gains tax | 5.20% | None |
| Property tax rate | 1.71% | 0.90% |
| Healthcare (annual) | $6,600 | $7,500 |
| Childcare (annual, infant) | $12,000 | $10,000 |
| Vehicle property tax | 2.27% | None |
| Avg commute (min) | 21 | 30 |
| Home insurance / yr | $3,600 | $4,200 |
| Auto insurance / yr | $1,600 | $2,900 |
| Flood insurance / yr | $650 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 13.3 | 15.4 |
| Gas $/gal | 3.10 | 3.35 |
| Natural gas / mo | $79 | $38 |
| Water & sewer / mo | $108 | $88 |
| Home internet / mo | $75 | $76 |
| Violent crime /100k | 330 | 380 |
| Avg summer high °F | 88 | 91 |
| Avg winter low °F | 14 | 52 |
| Annual precipitation (in) | 28.0 | 67.4 |
| Annual snowfall (in) | 25.0 | 0.0 |
| Sunshine (% possible) | 62% | 70% |
| Permit difficulty (1–5) | 2 | 3 |