Minneapolis, MN vs South Bend, IN
Moving from Minneapolis to South Bend? Here's what changes — from your equivalent salary to housing ($393,774 → $238,866 median home) and taxes.
Minneapolis vs South Bend at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Minneapolis, MN, you'd need about $87,609 in South Bend, IN (−$12,391).
Livability — Minneapolis, MN: 54 · South Bend, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,285 sqft in Minneapolis vs 3,978 sqft in South Bend ($219 vs $126 per sqft).
Annual cost breakdown (at $100,000)
| Category | Minneapolis, MN | South Bend, IN | Difference |
|---|---|---|---|
| Housing | $20,652 | $16,080 | −$4,572 |
| Groceries | $5,227 | $4,734 | −$493 |
| Transportation | $3,375 | $3,250 | −$125 |
| Utilities | $1,776 | $1,932 | +$156 |
| Insurance | $2,200 | $1,600 | −$600 |
| Taxes | $16,345 | $7,022 | −$9,323 |
| Total | $49,575 | $34,618 | −$14,957 |
Side by side
| Metric | Minneapolis, MN | South Bend, IN |
|---|---|---|
| Cost-of-living index | 104.3 | 91.4 |
| Unemployment rate | 3.90% | 4.85% |
| Population growth (5-yr) | 4.3% | 1.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.93 | $5.20 |
| Median home price | $393,774 | $238,866 |
| Home price ÷ income | 4.2× | 3.8× |
| 1-yr home appreciation | 2.1% | 5.7% |
| Price per square foot | $219 | $126 |
| Median rent | $1,721 | $1,340 |
| Total tax burden (% income) | 12.1% | 9.3% |
| Combined sales tax | 8.10% | 7.00% |
| Capital gains tax | 9.85% | 3.05% |
| Property tax rate | 1.10% | 0.90% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $16,000 | $12,000 |
| Vehicle property tax | 1.58% | 1.20% |
| Avg commute (min) | 25 | 22 |
| Home insurance / yr | $2,200 | $1,600 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $600 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.4 | 17.9 |
| Gas $/gal | 3.15 | 3.30 |
| Natural gas / mo | $76 | $72 |
| Water & sewer / mo | $77 | $102 |
| Home internet / mo | $81 | $81 |
| Violent crime /100k | 280 | 360 |
| Avg summer high °F | 83 | 86 |
| Avg winter low °F | 4 | 20 |
| Annual precipitation (in) | 31.6 | 43.6 |
| Annual snowfall (in) | 51.2 | 25.5 |
| Sunshine (% possible) | 58% | 55% |
| Permit difficulty (1–5) | 3 | 2 |