South Bend, IN vs Minneapolis, MN
Moving from South Bend to Minneapolis? Here's what changes — from your equivalent salary to housing ($238,866 → $393,774 median home) and taxes.
South Bend vs Minneapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in South Bend, IN, you'd need about $114,143 in Minneapolis, MN (+$14,143).
Livability — South Bend, IN: 71 · Minneapolis, MN: 54 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,978 sqft in South Bend vs 2,285 sqft in Minneapolis ($126 vs $219 per sqft).
Annual cost breakdown (at $100,000)
| Category | South Bend, IN | Minneapolis, MN | Difference |
|---|---|---|---|
| Housing | $16,080 | $20,652 | +$4,572 |
| Groceries | $4,734 | $5,227 | +$493 |
| Transportation | $3,250 | $3,375 | +$125 |
| Utilities | $1,932 | $1,776 | −$156 |
| Insurance | $1,600 | $2,200 | +$600 |
| Taxes | $7,022 | $16,345 | +$9,323 |
| Total | $34,618 | $49,575 | +$14,957 |
Side by side
| Metric | South Bend, IN | Minneapolis, MN |
|---|---|---|
| Cost-of-living index | 91.4 | 104.3 |
| Unemployment rate | 4.85% | 3.90% |
| Population growth (5-yr) | 1.2% | 4.3% |
| Air quality (median AQI) | 45 | 47 |
| Big Mac price (est.) | $5.20 | $5.93 |
| Median home price | $238,866 | $393,774 |
| Home price ÷ income | 3.8× | 4.2× |
| 1-yr home appreciation | 5.7% | 2.1% |
| Price per square foot | $126 | $219 |
| Median rent | $1,340 | $1,721 |
| Total tax burden (% income) | 9.3% | 12.1% |
| Combined sales tax | 7.00% | 8.10% |
| Capital gains tax | 3.05% | 9.85% |
| Property tax rate | 0.90% | 1.10% |
| Healthcare (annual) | $6,600 | $6,800 |
| Childcare (annual, infant) | $12,000 | $16,000 |
| Vehicle property tax | 1.20% | 1.58% |
| Avg commute (min) | 22 | 25 |
| Home insurance / yr | $1,600 | $2,200 |
| Auto insurance / yr | $1,400 | $1,600 |
| Flood insurance / yr | $600 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.9 | 16.4 |
| Gas $/gal | 3.30 | 3.15 |
| Violent crime /100k | 360 | 280 |
| Avg summer high °F | 86 | 83 |
| Avg winter low °F | 20 | 4 |
| Permit difficulty (1–5) | 2 | 3 |