Nashville, TN vs Hagerstown, MD
Moving from Nashville to Hagerstown? Here's what changes — from your equivalent salary to housing ($455,958 → $324,997 median home) and taxes.
Nashville vs Hagerstown at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Nashville, TN, you'd need about $98,285 in Hagerstown, MD (−$1,715).
Livability — Nashville, TN: 63 · Hagerstown, MD: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,193 sqft in Nashville vs 2,922 sqft in Hagerstown ($228 vs $171 per sqft).
Annual cost breakdown (at $100,000)
| Category | Nashville, TN | Hagerstown, MD | Difference |
|---|---|---|---|
| Housing | $21,576 | $19,152 | −$2,424 |
| Groceries | $4,715 | $4,805 | +$90 |
| Transportation | $3,130 | $3,685 | +$555 |
| Utilities | $1,608 | $2,388 | +$780 |
| Insurance | $2,200 | $1,400 | −$800 |
| Taxes | $5,231 | $9,558 | +$4,328 |
| Total | $38,459 | $40,988 | +$2,529 |
Side by side
| Metric | Nashville, TN | Hagerstown, MD |
|---|---|---|
| Cost-of-living index | 97.0 | 95.4 |
| Unemployment rate | 3.80% | 4.84% |
| Population growth (5-yr) | 8.8% | 13.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.52 | $5.43 |
| Median home price | $455,958 | $324,997 |
| Home price ÷ income | 5.8× | 4.5× |
| 1-yr home appreciation | -0.9% | 2.6% |
| Price per square foot | $228 | $171 |
| Median rent | $1,798 | $1,596 |
| Total tax burden (% income) | 7.6% | 11.3% |
| Combined sales tax | 9.55% | 6.00% |
| Capital gains tax | None | 5.75% |
| Property tax rate | 0.55% | 0.70% |
| Healthcare (annual) | $6,300 | $7,200 |
| Childcare (annual, infant) | $9,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 31 |
| Home insurance / yr | $2,200 | $1,400 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $700 | $750 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 22.1 |
| Gas $/gal | 2.95 | 3.30 |
| Natural gas / mo | $62 | $88 |
| Water & sewer / mo | $121 | $106 |
| Home internet / mo | $80 | $82 |
| Violent crime /100k | 600 | 450 |
| Avg summer high °F | 89 | 88 |
| Avg winter low °F | 30 | 27 |
| Annual precipitation (in) | 50.5 | 45.0 |
| Annual snowfall (in) | 4.7 | 19.3 |
| Sunshine (% possible) | 56% | 57% |
| Permit difficulty (1–5) | 2 | 4 |