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New York, NY vs Springfield, MA

Moving from New York to Springfield? Here's what changes — from your equivalent salary to housing ($727,625 → $376,017 median home) and taxes.

New York vs Springfield at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

New York, NY Springfield, MA Cost-of-living index New York, NY — Cost-of-living index: 113 113 Springfield, MA — Cost-of-living index: 98 98 Median home price New York, NY — Median home price: $728k $728k Springfield, MA — Median home price: $376k $376k Price per sqft New York, NY — Price per sqft: $455 $455 Springfield, MA — Price per sqft: $221 $221 Median rent New York, NY — Median rent: $3,503 $3,503 Springfield, MA — Median rent: $1,941 $1,941 Combined sales tax New York, NY — Combined sales tax: 8.5% 8.5% Springfield, MA — Combined sales tax: 6.3% 6.3% Property tax rate New York, NY — Property tax rate: 1.74% 1.74% Springfield, MA — Property tax rate: 1.59% 1.59% Violent crime /100k New York, NY — Violent crime /100k: 350 350 Springfield, MA — Violent crime /100k: 330 330 Electricity ¢/kWh New York, NY — Electricity ¢/kWh: 29.4 29.4 Springfield, MA — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) New York, NY — Avg commute (min): 36 36 Springfield, MA — Avg commute (min): 23 23 Avg summer high °F New York, NY — Avg summer high °F: 83° 83° Springfield, MA — Avg summer high °F: 82° 82° Avg winter low °F New York, NY — Avg winter low °F: 16° 16° Springfield, MA — Avg winter low °F: 22° 22°

To keep the same standard of living as $100,000 in New York, NY, you'd need about $87,059 in Springfield, MA (−$12,941).

Livability — New York, NY: 44 · Springfield, MA: 60 (0–100).

What your home budget buys

A $500,000 home budget gets you about 1,099 sqft in New York vs 2,260 sqft in Springfield ($455 vs $221 per sqft).

Annual cost breakdown (at $100,000)

CategoryNew York, NYSpringfield, MADifference
Housing $42,036 $23,292 −$18,744
Groceries $5,415 $4,938 −$477
Transportation $3,895 $3,210 −$685
Utilities $3,180 $3,180 +$0
Insurance $1,600 $1,800 +$200
Taxes $23,496 $15,617 −$7,879
Total $79,622 $52,036 −$27,585

Side by side

MetricNew York, NYSpringfield, MA
Cost-of-living index112.698.1
Unemployment rate6.55%5.93%
Population growth (5-yr)-1.4%9.4%
Air quality (median AQI)5238
Big Mac price (est.)$6.41$5.58
Median home price$727,625$376,017
Home price ÷ income7.8×5.3×
1-yr home appreciation4.1%2.7%
Price per square foot$455$221
Median rent$3,503$1,941
Total tax burden (% income)15.9%11.5%
Combined sales tax8.52%6.25%
Capital gains tax10.90%9.00%
Property tax rate1.74%1.59%
Healthcare (annual)$7,800$8,200
Childcare (annual, infant)$17,000$21,000
Vehicle property taxNone2.25%
Avg commute (min)3623
Home insurance / yr$1,600$1,800
Auto insurance / yr$2,100$1,500
Flood insurance / yr$800$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh29.429.4
Gas $/gal3.453.30
Violent crime /100k350330
Avg summer high °F8382
Avg winter low °F1622
Permit difficulty (1–5)54
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