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Springfield, MA vs New York, NY

Moving from Springfield to New York? Here's what changes — from your equivalent salary to housing ($376,017 → $727,625 median home) and taxes.

Springfield vs New York at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Springfield, MA New York, NY Cost-of-living index Springfield, MA — Cost-of-living index: 98 98 New York, NY — Cost-of-living index: 113 113 Median home price Springfield, MA — Median home price: $376k $376k New York, NY — Median home price: $728k $728k Price per sqft Springfield, MA — Price per sqft: $221 $221 New York, NY — Price per sqft: $455 $455 Median rent Springfield, MA — Median rent: $1,941 $1,941 New York, NY — Median rent: $3,503 $3,503 Combined sales tax Springfield, MA — Combined sales tax: 6.3% 6.3% New York, NY — Combined sales tax: 8.5% 8.5% Property tax rate Springfield, MA — Property tax rate: 1.59% 1.59% New York, NY — Property tax rate: 1.74% 1.74% Violent crime /100k Springfield, MA — Violent crime /100k: 330 330 New York, NY — Violent crime /100k: 350 350 Electricity ¢/kWh Springfield, MA — Electricity ¢/kWh: 29.4 29.4 New York, NY — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) Springfield, MA — Avg commute (min): 23 23 New York, NY — Avg commute (min): 36 36 Avg summer high °F Springfield, MA — Avg summer high °F: 82° 82° New York, NY — Avg summer high °F: 83° 83° Avg winter low °F Springfield, MA — Avg winter low °F: 22° 22° New York, NY — Avg winter low °F: 16° 16°

To keep the same standard of living as $100,000 in Springfield, MA, you'd need about $114,864 in New York, NY (+$14,864).

Livability — Springfield, MA: 60 · New York, NY: 44 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,260 sqft in Springfield vs 1,099 sqft in New York ($221 vs $455 per sqft).

Annual cost breakdown (at $100,000)

CategorySpringfield, MANew York, NYDifference
Housing $23,292 $42,036 +$18,744
Groceries $4,938 $5,415 +$477
Transportation $3,210 $3,895 +$685
Utilities $3,180 $3,180 +$0
Insurance $1,800 $1,600 −$200
Taxes $15,617 $23,496 +$7,880
Total $52,036 $79,622 +$27,585

Side by side

MetricSpringfield, MANew York, NY
Cost-of-living index98.1112.6
Unemployment rate5.93%6.55%
Population growth (5-yr)9.4%-1.4%
Air quality (median AQI)3852
Big Mac price (est.)$5.58$6.41
Median home price$376,017$727,625
Home price ÷ income5.3×7.8×
1-yr home appreciation2.7%4.1%
Price per square foot$221$455
Median rent$1,941$3,503
Total tax burden (% income)11.5%15.9%
Combined sales tax6.25%8.52%
Capital gains tax9.00%10.90%
Property tax rate1.59%1.74%
Healthcare (annual)$8,200$7,800
Childcare (annual, infant)$21,000$17,000
Vehicle property tax2.25%None
Avg commute (min)2336
Home insurance / yr$1,800$1,600
Auto insurance / yr$1,500$2,100
Flood insurance / yr$800$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh29.429.4
Gas $/gal3.303.45
Violent crime /100k330350
Avg summer high °F8283
Avg winter low °F2216
Permit difficulty (1–5)45
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