Oklahoma City, OK vs San Francisco, CA
Moving from Oklahoma City to San Francisco? Here's what changes — from your equivalent salary to housing ($246,872 → $1,149,215 median home) and taxes.
Oklahoma City vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Oklahoma City, OK, you'd need about $128,548 in San Francisco, CA (+$28,548).
Livability — Oklahoma City, OK: 70 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,849 sqft in Oklahoma City vs 653 sqft in San Francisco ($130 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Oklahoma City, OK | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $16,788 | $39,096 | +$22,308 |
| Groceries | $4,667 | $5,761 | +$1,094 |
| Transportation | $3,575 | $5,125 | +$1,550 |
| Utilities | $1,440 | $3,804 | +$2,364 |
| Insurance | $4,400 | $1,500 | −$2,900 |
| Taxes | $9,841 | $24,108 | +$14,268 |
| Total | $40,711 | $79,394 | +$38,683 |
Side by side
| Metric | Oklahoma City, OK | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 91.4 | 117.6 |
| Unemployment rate | 4.47% | 5.22% |
| Population growth (5-yr) | 5.6% | 1.1% |
| Air quality (median AQI) | 53 | 53 |
| Big Mac price (est.) | $5.20 | $6.69 |
| Median home price | $246,872 | $1,149,215 |
| Home price ÷ income | 3.6× | 8.9× |
| 1-yr home appreciation | 1.0% | -0.8% |
| Price per square foot | $130 | $766 |
| Median rent | $1,399 | $3,258 |
| Total tax burden (% income) | 9.0% | 13.5% |
| Combined sales tax | 8.99% | 8.82% |
| Capital gains tax | 4.75% | 13.30% |
| Property tax rate | 0.99% | 0.72% |
| Healthcare (annual) | $6,300 | $7,200 |
| Childcare (annual, infant) | $9,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 23 | 33 |
| Home insurance / yr | $4,400 | $1,500 |
| Auto insurance / yr | $2,000 | $2,400 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $300 | $950 |
| Electricity ¢/kWh | 13.3 | 35.3 |
| Gas $/gal | 2.95 | 4.85 |
| Violent crime /100k | 460 | 500 |
| Avg summer high °F | 94 | 84 |
| Avg winter low °F | 27 | 45 |
| Permit difficulty (1–5) | 2 | 5 |