San Francisco, CA vs Oklahoma City, OK
Moving from San Francisco to Oklahoma City? Here's what changes — from your equivalent salary to housing ($1,149,215 → $246,872 median home) and taxes.
San Francisco vs Oklahoma City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Francisco, CA, you'd need about $77,792 in Oklahoma City, OK (−$22,208).
Livability — San Francisco, CA: 35 · Oklahoma City, OK: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 653 sqft in San Francisco vs 3,849 sqft in Oklahoma City ($766 vs $130 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Francisco, CA | Oklahoma City, OK | Difference |
|---|---|---|---|
| Housing | $39,096 | $16,788 | −$22,308 |
| Groceries | $5,761 | $4,667 | −$1,094 |
| Transportation | $5,125 | $3,575 | −$1,550 |
| Utilities | $3,804 | $1,440 | −$2,364 |
| Insurance | $1,500 | $4,400 | +$2,900 |
| Taxes | $24,108 | $9,841 | −$14,267 |
| Total | $79,394 | $40,711 | −$38,683 |
Side by side
| Metric | San Francisco, CA | Oklahoma City, OK |
|---|---|---|
| Cost-of-living index | 117.6 | 91.4 |
| Unemployment rate | 5.22% | 4.47% |
| Population growth (5-yr) | 1.1% | 5.6% |
| Air quality (median AQI) | 53 | 53 |
| Big Mac price (est.) | $6.69 | $5.20 |
| Median home price | $1,149,215 | $246,872 |
| Home price ÷ income | 8.9× | 3.6× |
| 1-yr home appreciation | -0.8% | 1.0% |
| Price per square foot | $766 | $130 |
| Median rent | $3,258 | $1,399 |
| Total tax burden (% income) | 13.5% | 9.0% |
| Combined sales tax | 8.82% | 8.99% |
| Capital gains tax | 13.30% | 4.75% |
| Property tax rate | 0.72% | 0.99% |
| Healthcare (annual) | $7,200 | $6,300 |
| Childcare (annual, infant) | $19,000 | $9,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 33 | 23 |
| Home insurance / yr | $1,500 | $4,400 |
| Auto insurance / yr | $2,400 | $2,000 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $950 | $300 |
| Electricity ¢/kWh | 35.3 | 13.3 |
| Gas $/gal | 4.85 | 2.95 |
| Violent crime /100k | 500 | 460 |
| Avg summer high °F | 84 | 94 |
| Avg winter low °F | 45 | 27 |
| Permit difficulty (1–5) | 5 | 2 |