Olympia, WA vs Philadelphia, PA
Moving from Olympia to Philadelphia? Here's what changes — from your equivalent salary to housing ($533,918 → $390,463 median home) and taxes.
Olympia vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Olympia, WA, you'd need about $96,242 in Philadelphia, PA (−$3,758).
Livability — Olympia, WA: 52 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,686 sqft in Olympia vs 2,241 sqft in Philadelphia ($297 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Olympia, WA | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $24,492 | $22,968 | −$1,524 |
| Groceries | $5,246 | $4,909 | −$337 |
| Transportation | $4,075 | $3,440 | −$635 |
| Utilities | $1,548 | $2,316 | +$768 |
| Insurance | $1,500 | $1,200 | −$300 |
| Taxes | $7,085 | $10,192 | +$3,107 |
| Total | $43,946 | $45,025 | +$1,079 |
Side by side
| Metric | Olympia, WA | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 106.4 | 102.4 |
| Unemployment rate | 5.49% | 6.12% |
| Population growth (5-yr) | 9.0% | 2.8% |
| Air quality (median AQI) | 26 | 53 |
| Big Mac price (est.) | $6.05 | $5.82 |
| Median home price | $533,918 | $390,463 |
| Home price ÷ income | 6.0× | 4.6× |
| 1-yr home appreciation | 0.3% | 2.5% |
| Price per square foot | $297 | $223 |
| Median rent | $2,041 | $1,914 |
| Total tax burden (% income) | 10.7% | 10.6% |
| Combined sales tax | 9.38% | 6.34% |
| Capital gains tax | 7.00% | 3.07% |
| Property tax rate | 0.92% | 1.61% |
| Healthcare (annual) | $6,600 | $7,000 |
| Childcare (annual, infant) | $16,000 | $12,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 29 |
| Home insurance / yr | $1,500 | $1,200 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $700 | $650 |
| Earthquake insurance / yr | $700 | $100 |
| Electricity ¢/kWh | 14.4 | 21.5 |
| Gas $/gal | 4.55 | 3.55 |
| Violent crime /100k | 375 | 390 |
| Avg summer high °F | 76 | 85 |
| Avg winter low °F | 37 | 22 |
| Permit difficulty (1–5) | 5 | 3 |