Philadelphia, PA vs Olympia, WA
Moving from Philadelphia to Olympia? Here's what changes — from your equivalent salary to housing ($390,463 → $533,918 median home) and taxes.
Philadelphia vs Olympia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $103,905 in Olympia, WA (+$3,905).
Livability — Philadelphia, PA: 62 · Olympia, WA: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,686 sqft in Olympia ($223 vs $297 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Olympia, WA | Difference |
|---|---|---|---|
| Housing | $22,968 | $24,492 | +$1,524 |
| Groceries | $4,909 | $5,246 | +$337 |
| Transportation | $3,440 | $4,075 | +$635 |
| Utilities | $2,316 | $1,548 | −$768 |
| Insurance | $1,200 | $1,500 | +$300 |
| Taxes | $10,192 | $7,085 | −$3,107 |
| Total | $45,025 | $43,946 | −$1,079 |
Side by side
| Metric | Philadelphia, PA | Olympia, WA |
|---|---|---|
| Cost-of-living index | 102.4 | 106.4 |
| Unemployment rate | 6.12% | 5.49% |
| Population growth (5-yr) | 2.8% | 9.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.82 | $6.05 |
| Median home price | $390,463 | $533,918 |
| Home price ÷ income | 4.6× | 6.0× |
| 1-yr home appreciation | 2.5% | 0.3% |
| Price per square foot | $223 | $297 |
| Median rent | $1,914 | $2,041 |
| Total tax burden (% income) | 10.6% | 10.7% |
| Combined sales tax | 6.34% | 9.38% |
| Capital gains tax | 3.07% | 7.00% |
| Property tax rate | 1.61% | 0.92% |
| Healthcare (annual) | $7,000 | $6,600 |
| Childcare (annual, infant) | $12,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 29 | 27 |
| Home insurance / yr | $1,200 | $1,500 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $650 | $700 |
| Earthquake insurance / yr | $100 | $700 |
| Electricity ¢/kWh | 21.5 | 14.4 |
| Gas $/gal | 3.55 | 4.55 |
| Natural gas / mo | $82 | $58 |
| Water & sewer / mo | $65 | $167 |
| Home internet / mo | $78 | $83 |
| Violent crime /100k | 390 | 375 |
| Avg summer high °F | 85 | 76 |
| Avg winter low °F | 22 | 37 |
| Annual precipitation (in) | 44.1 | 39.3 |
| Annual snowfall (in) | 23.1 | 6.3 |
| Sunshine (% possible) | 56% | 33% |
| Permit difficulty (1–5) | 3 | 5 |