Phoenix, AZ vs Atlantic City, NJ
Moving from Phoenix to Atlantic City? Here's what changes — from your equivalent salary to housing ($448,352 → $384,211 median home) and taxes.
Phoenix vs Atlantic City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $94,487 in Atlantic City, NJ (−$5,513).
Livability — Phoenix, AZ: 62 · Atlantic City, NJ: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 2,473 sqft in Atlantic City ($242 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Atlantic City, NJ | Difference |
|---|---|---|---|
| Housing | $20,904 | $25,812 | +$4,908 |
| Groceries | $4,919 | $4,888 | −$31 |
| Transportation | $3,960 | $3,710 | −$250 |
| Utilities | $1,668 | $2,544 | +$876 |
| Insurance | $1,800 | $1,300 | −$500 |
| Taxes | $7,280 | $19,743 | +$12,463 |
| Total | $40,531 | $57,997 | +$17,466 |
Side by side
| Metric | Phoenix, AZ | Atlantic City, NJ |
|---|---|---|
| Cost-of-living index | 104.7 | 98.9 |
| Unemployment rate | 4.88% | 8.29% |
| Population growth (5-yr) | 6.7% | 0.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.96 | $5.63 |
| Median home price | $448,352 | $384,211 |
| Home price ÷ income | 5.6× | 5.3× |
| 1-yr home appreciation | -1.7% | 3.9% |
| Price per square foot | $242 | $202 |
| Median rent | $1,742 | $2,151 |
| Total tax burden (% income) | 9.5% | 13.2% |
| Combined sales tax | 8.38% | 6.60% |
| Capital gains tax | 2.50% | 10.75% |
| Property tax rate | 0.51% | 2.63% |
| Healthcare (annual) | $6,300 | $7,600 |
| Childcare (annual, infant) | $12,500 | $13,000 |
| Vehicle property tax | 1.68% | None |
| Avg commute (min) | 27 | 26 |
| Home insurance / yr | $1,800 | $1,300 |
| Auto insurance / yr | $1,900 | $2,000 |
| Flood insurance / yr | $550 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 23.5 |
| Gas $/gal | 3.60 | 3.25 |
| Natural gas / mo | $54 | $86 |
| Water & sewer / mo | $106 | $171 |
| Home internet / mo | $77 | $65 |
| Violent crime /100k | 430 | 200 |
| Avg summer high °F | 104 | 86 |
| Avg winter low °F | 41 | 23 |
| Annual precipitation (in) | 7.2 | 44.1 |
| Annual snowfall (in) | 0.0 | 23.1 |
| Sunshine (% possible) | 85% | 55% |
| Permit difficulty (1–5) | 2 | 5 |