San Jose, CA vs Atlantic City, NJ
Moving from San Jose to Atlantic City? Here's what changes — from your equivalent salary to housing ($1,610,466 → $384,211 median home) and taxes.
San Jose vs Atlantic City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Jose, CA, you'd need about $87,481 in Atlantic City, NJ (−$12,519).
Livability — San Jose, CA: 32 · Atlantic City, NJ: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 466 sqft in San Jose vs 2,473 sqft in Atlantic City ($1074 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Jose, CA | Atlantic City, NJ | Difference |
|---|---|---|---|
| Housing | $43,500 | $25,812 | −$17,688 |
| Groceries | $5,247 | $4,888 | −$359 |
| Transportation | $5,125 | $3,710 | −$1,415 |
| Utilities | $3,804 | $2,544 | −$1,260 |
| Insurance | $1,500 | $1,300 | −$200 |
| Taxes | $25,449 | $19,743 | −$5,706 |
| Total | $84,625 | $57,997 | −$26,628 |
Side by side
| Metric | San Jose, CA | Atlantic City, NJ |
|---|---|---|
| Cost-of-living index | 113.1 | 98.9 |
| Unemployment rate | 4.50% | 8.29% |
| Population growth (5-yr) | 0.6% | 0.5% |
| Air quality (median AQI) | 51 | 35 |
| Big Mac price (est.) | $6.43 | $5.63 |
| Median home price | $1,610,466 | $384,211 |
| Home price ÷ income | 10.6× | 5.3× |
| 1-yr home appreciation | -1.4% | 3.9% |
| Price per square foot | $1074 | $202 |
| Median rent | $3,625 | $2,151 |
| Total tax burden (% income) | 13.5% | 13.2% |
| Combined sales tax | 8.82% | 6.60% |
| Capital gains tax | 13.30% | 10.75% |
| Property tax rate | 0.71% | 2.63% |
| Healthcare (annual) | $7,200 | $7,600 |
| Childcare (annual, infant) | $19,000 | $13,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 28 | 26 |
| Home insurance / yr | $1,500 | $1,300 |
| Auto insurance / yr | $2,400 | $2,000 |
| Flood insurance / yr | $750 | $900 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 23.5 |
| Gas $/gal | 4.85 | 3.25 |
| Violent crime /100k | 500 | 200 |
| Avg summer high °F | 84 | 86 |
| Avg winter low °F | 45 | 23 |
| Permit difficulty (1–5) | 5 | 5 |