Savannah, GA vs New York, NY
Moving from Savannah to New York? Here's what changes — from your equivalent salary to housing ($348,054 → $727,625 median home) and taxes.
Savannah vs New York at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Savannah, GA, you'd need about $131,287 in New York, NY (+$31,287).
Livability — Savannah, GA: 68 · New York, NY: 43 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,945 sqft in Savannah vs 1,099 sqft in New York ($170 vs $455 per sqft).
Annual cost breakdown (at $100,000)
| Category | Savannah, GA | New York, NY | Difference |
|---|---|---|---|
| Housing | $21,504 | $42,036 | +$20,532 |
| Groceries | $4,815 | $5,415 | +$599 |
| Transportation | $3,515 | $3,895 | +$380 |
| Utilities | $5,076 | $6,312 | +$1,236 |
| Insurance | $180 | $180 | +$0 |
| Taxes | $7,773 | $12,290 | +$4,517 |
| Total | $42,863 | $70,127 | +$27,264 |
Effective state & local tax rate on $100,000 — Savannah, GA: 7.8% · New York, NY: 12.3% (income + local + sales + property tax where applicable ÷ income)
Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.
Side by side
| Metric | Savannah, GA | New York, NY |
|---|---|---|
| Cost-of-living index | 95.9 | 112.6 |
| Unemployment rate | 6.07% | 6.55% |
| Population growth (5-yr) | 7.7% | -1.4% |
| Air quality (median AQI) | 44 | 52 |
| Big Mac price (est.) | $5.46 | $6.41 |
| Median home price | $348,054 | $727,625 |
| Home price ÷ income | 4.9× | 7.8× |
| 1-yr home appreciation | -2.6% | 4.1% |
| Price per square foot | $170 | $455 |
| Median rent | $1,792 | $3,503 |
| Total tax burden (state avg, Tax Foundation) | 8.9% | 15.9% |
| Combined sales tax | 7.38% | 8.52% |
| Capital gains tax | 5.39% | 10.90% |
| Property tax rate | 0.94% | 1.74% |
| Life expectancy at birth | 75.4 yrs | 80.3 yrs |
| Healthcare (annual) | $6,400 | $7,800 |
| Uninsured (share of residents) | 13.2% | 6.9% |
| Primary care providers / 100k | 77 | 84 |
| Childcare (annual, infant) | $9,500 | $17,000 |
| Vehicle property tax | None | None |
| Days per year ≥ 90°F | 70 | 12 |
| Days per year ≥ 100°F | 2 | 0 |
| Homes with air conditioning (state) | 95% | 88% |
| Avg commute (min) | 25 | 36 |
| Commute by driving alone | 76.8% | 45.5% |
| Home insurance / yr | $2,100 | $1,600 |
| Auto insurance / yr | $1,900 | $2,100 |
| FEMA risk index (0–100, higher = more risk) | 87.9 — Relatively Moderate | 96.8 — Relatively High |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 29.4 |
| Gas $/gal | 3.15 | 3.45 |
| Natural gas / mo | $74 | $98 |
| Water & sewer / mo | $123 | $87 |
| Home internet / mo | $88 | $76 |
| Violent crime /100k (state avg) | 370 | 350 |
| Avg summer high °F | 89 | 83 |
| Avg winter low °F | 34 | 16 |
| Annual precipitation (in) | 50.4 | 49.5 |
| Annual snowfall (in) | 2.2 | 29.8 |
| Sunshine (% possible) | 60% | 58% |
| Permit difficulty (1–5) | 2 | 5 |
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