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Stockton, CA vs Houston, TX

Moving from Stockton to Houston? Here's what changes — from your equivalent salary to housing ($531,785 → $308,306 median home) and taxes.

Stockton, CA
Photo: Quintin Soloviev via Commons · CC BY 4.0
Houston, TX
Photo: Katie Haugland Brown via Commons · CC BY 2.0

Stockton vs Houston at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Stockton, CA Houston, TX Cost-of-living index Stockton, CA — Cost-of-living index: 108 108 Houston, TX — Cost-of-living index: 100 100 Median home price Stockton, CA — Median home price: $532k $532k Houston, TX — Median home price: $308k $308k Price per sqft Stockton, CA — Price per sqft: $355 $355 Houston, TX — Price per sqft: $147 $147 Median rent Stockton, CA — Median rent: $2,421 $2,421 Houston, TX — Median rent: $1,639 $1,639 Combined sales tax Stockton, CA — Combined sales tax: 8.8% 8.8% Houston, TX — Combined sales tax: 8.2% 8.2% Property tax rate Stockton, CA — Property tax rate: 0.77% 0.77% Houston, TX — Property tax rate: 1.79% 1.79% Violent crime /100k (state avg) Stockton, CA — Violent crime /100k (state avg): 500 500 Houston, TX — Violent crime /100k (state avg): 430 430 Electricity ¢/kWh Stockton, CA — Electricity ¢/kWh: 35.3 35.3 Houston, TX — Electricity ¢/kWh: 17.0 17.0 Avg commute (min) Stockton, CA — Avg commute (min): 35 35 Houston, TX — Avg commute (min): 30 30 Avg summer high °F Stockton, CA — Avg summer high °F: 84° 84° Houston, TX — Avg summer high °F: 96° 96° Avg winter low °F Stockton, CA — Avg winter low °F: 45° 45° Houston, TX — Avg winter low °F: 38° 38°

To keep the same standard of living as $100,000 in Stockton, CA, you'd need about $80,225 in Houston, TX (−$19,775).

Livability — Stockton, CA: 49 · Houston, TX: 75 (0–100).

What your home budget buys

A $500,000 home budget gets you about 1,410 sqft in Stockton vs 3,406 sqft in Houston ($355 vs $147 per sqft).

Annual cost breakdown (at $100,000)

CategoryStockton, CAHouston, TXDifference
Housing $29,052 $19,668 −$9,384
Groceries $5,247 $5,085 −$162
Transportation $5,125 $3,675 −$1,450
Utilities $7,320 $5,064 −$2,256
Insurance $180 $180 +$0
Taxes $8,826 $2,870 −$5,956
Total $55,749 $36,542 −$19,208

Effective state & local tax rate on $100,000 — Stockton, CA: 8.8% · Houston, TX: 2.9% (income + local + sales + property tax where applicable ÷ income)

Assumptions: 500 gal gasoline/yr · $5000 base annual grocery · 35% of income sales-taxable. Renter: housing = median rent, renter's insurance, no property tax.

Side by side

MetricStockton, CAHouston, TX
Cost-of-living index107.699.7
Unemployment rate7.21%5.96%
Population growth (5-yr)7.6%7.6%
Air quality (median AQI)5163
Big Mac price (est.)$6.12$5.67
Median home price$531,785$308,306
Home price ÷ income6.4×3.9×
1-yr home appreciation-3.7%-2.0%
Price per square foot$355$147
Median rent$2,421$1,639
Total tax burden (state avg, Tax Foundation)13.5%8.6%
Combined sales tax8.82%8.20%
Capital gains tax13.30%None
Property tax rate0.77%1.79%
Life expectancy at birth76.4 yrs77.7 yrs
Healthcare (annual)$7,200$6,800
Uninsured (share of residents)7.6%19.6%
Primary care providers / 100k5961
Childcare (annual, infant)$19,000$9,500
Vehicle property tax0.65%None
Days per year ≥ 90°F7484
Days per year ≥ 100°F141
Homes with air conditioning (state)72%95%
Avg commute (min)3530
Commute by driving alone74.8%73.6%
Home insurance / yr$1,500$3,600
Auto insurance / yr$2,400$2,100
FEMA risk index (0–100, higher = more risk)98.6 — Relatively High97.6 — Relatively High
Flood insurance / yr$750$900
Earthquake insurance / yr$950$100
Electricity ¢/kWh35.317.0
Gas $/gal4.853.00
Natural gas / mo$72$52
Water & sewer / mo$138$134
Home internet / mo$83$83
Violent crime /100k (state avg)500430
Avg summer high °F8496
Avg winter low °F4538
Annual precipitation (in)13.555.6
Annual snowfall (in)0.00.1
Sunshine (% possible)75%59%
Permit difficulty (1–5)52

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