Urban Honolulu, HI vs Baltimore, MD
Moving from Urban Honolulu to Baltimore? Here's what changes — from your equivalent salary to housing ($851,163 → $405,877 median home) and taxes.
Urban Honolulu vs Baltimore at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Urban Honolulu, HI, you'd need about $92,605 in Baltimore, MD (−$7,395).
Livability — Urban Honolulu, HI: 48 · Baltimore, MD: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 881 sqft in Urban Honolulu vs 2,341 sqft in Baltimore ($567 vs $214 per sqft).
Annual cost breakdown (at $100,000)
| Category | Urban Honolulu, HI | Baltimore, MD | Difference |
|---|---|---|---|
| Housing | $35,760 | $23,028 | −$12,732 |
| Groceries | $5,517 | $5,075 | −$442 |
| Transportation | $3,900 | $3,685 | −$215 |
| Utilities | $5,040 | $2,388 | −$2,652 |
| Insurance | $1,100 | $1,400 | +$300 |
| Taxes | $14,943 | $11,584 | −$3,359 |
| Total | $66,260 | $47,160 | −$19,100 |
Side by side
| Metric | Urban Honolulu, HI | Baltimore, MD |
|---|---|---|
| Cost-of-living index | 111.4 | 103.2 |
| Unemployment rate | 4.79% | 4.86% |
| Population growth (5-yr) | 2.0% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.34 | $5.87 |
| Median home price | $851,163 | $405,877 |
| Home price ÷ income | 8.5× | 4.3× |
| 1-yr home appreciation | 0.6% | 0.8% |
| Price per square foot | $567 | $214 |
| Median rent | $2,980 | $1,919 |
| Total tax burden (% income) | 14.1% | 11.3% |
| Combined sales tax | 4.50% | 6.00% |
| Capital gains tax | 11.00% | 5.75% |
| Property tax rate | 0.28% | 1.04% |
| Healthcare (annual) | $5,800 | $7,200 |
| Childcare (annual, infant) | $15,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 30 |
| Home insurance / yr | $1,100 | $1,400 |
| Auto insurance / yr | $1,400 | $1,900 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $550 | $100 |
| Electricity ¢/kWh | 46.6 | 22.1 |
| Gas $/gal | 4.70 | 3.30 |
| Natural gas / mo | $42 | $88 |
| Water & sewer / mo | $194 | $106 |
| Home internet / mo | $69 | $82 |
| Violent crime /100k | 260 | 450 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 66 | 27 |
| Annual precipitation (in) | 16.4 | 45.0 |
| Annual snowfall (in) | 0.0 | 19.3 |
| Sunshine (% possible) | 71% | 57% |
| Permit difficulty (1–5) | 5 | 4 |