Urban Honolulu, HI vs San Francisco, CA
Moving from Urban Honolulu to San Francisco? Here's what changes — from your equivalent salary to housing ($851,163 → $1,149,215 median home) and taxes.
Urban Honolulu vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Urban Honolulu, HI, you'd need about $105,499 in San Francisco, CA (+$5,499).
Livability — Urban Honolulu, HI: 48 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 881 sqft in Urban Honolulu vs 653 sqft in San Francisco ($567 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Urban Honolulu, HI | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $35,760 | $39,096 | +$3,336 |
| Groceries | $5,517 | $5,761 | +$244 |
| Transportation | $3,900 | $5,125 | +$1,225 |
| Utilities | $5,040 | $3,804 | −$1,236 |
| Insurance | $1,100 | $1,500 | +$400 |
| Taxes | $14,943 | $24,108 | +$9,165 |
| Total | $66,260 | $79,394 | +$13,134 |
Side by side
| Metric | Urban Honolulu, HI | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 111.4 | 117.6 |
| Unemployment rate | 4.79% | 5.22% |
| Population growth (5-yr) | 2.0% | 1.1% |
| Air quality (median AQI) | 31 | 53 |
| Big Mac price (est.) | $6.34 | $6.69 |
| Median home price | $851,163 | $1,149,215 |
| Home price ÷ income | 8.5× | 8.9× |
| 1-yr home appreciation | 0.6% | -0.8% |
| Price per square foot | $567 | $766 |
| Median rent | $2,980 | $3,258 |
| Total tax burden (% income) | 14.1% | 13.5% |
| Combined sales tax | 4.50% | 8.82% |
| Capital gains tax | 11.00% | 13.30% |
| Property tax rate | 0.28% | 0.72% |
| Healthcare (annual) | $5,800 | $7,200 |
| Childcare (annual, infant) | $15,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 27 | 33 |
| Home insurance / yr | $1,100 | $1,500 |
| Auto insurance / yr | $1,400 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $550 | $950 |
| Electricity ¢/kWh | 46.6 | 35.3 |
| Gas $/gal | 4.70 | 4.85 |
| Violent crime /100k | 260 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 66 | 45 |
| Permit difficulty (1–5) | 5 | 5 |