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Cost of living in Ann Arbor, MI

Livability score 61 · cost-of-living index 98.2 (US = 100)

Ann Arbor, MI
Photo: User: (WT-shared) Jha4ceb at wts wikivoyage via Commons · CC BY-SA 4.0

How Ann Arbor compares

Where Ann Arbor falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 98 — range 85 to 118 across all metros 98 Median home price $149k $1610k Median home price: $423k — range $149k to $1610k across all metros $423k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $256 — range $88 to $1074 across all metros $256 Combined sales tax 0.0% 11.5% Combined sales tax: 6.0% — range 0.0% to 11.5% across all metros 6.0% Property tax rate 0.28% 2.76% Property tax rate: 1.56% — range 0.28% to 2.76% across all metros 1.56% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 460 — range 110 to 1,000 across all metros 460 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.4 — range 12.3 to 46.6 across all metros 21.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 83° — range 65° to 104° across all metros 83° Avg winter low (°F) -2° 72° Avg winter low (°F): 16° — range -2° to 72° across all metros 16°

Map of Ann Arbor

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)98.2metro-area#125 of 200
Grocery index (US=100)94.1metro-area#31 of 200
Big Mac price (est.)$5.58metro-area#122 of 200
Median household income$84,245metro-area#42 of 200
Median wage (all occupations)$39,045metro-area#114 of 200

Who lives here

MetricValueScopeUS rank
Median age34.8 yearsmetro-area#26 of 200
Bachelor's degree or higher (25+)58.1%metro-area#2 of 200
Foreign-born residents12.8%metro-area#54 of 200
Homes that are owner-occupied61.6%metro-area#160 of 200

Economy

MetricValueScopeUS rank
Unemployment rate4.69%metro-area#67 of 200
Population growth (5-yr)+2.4%metro-area#133 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$422,945metro-area#143 of 200
Home price ÷ income (affordability)5.0×metro-area#117 of 200
1-yr home appreciation+2.5%metro-area#72 of 200
Price per square foot$256metro-area#157 of 200
Typical home size (implied)1,650 sqft
Median rent (monthly)$2,068metro-area#166 of 200
Homes for sale (inventory)858
Median days on market6metro-area#5 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)10.0%state#97 of 200
Combined sales tax6.00%state#16 of 200
State income tax (top rate)4.25%
Capital gains tax4.25%state#78 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate1.56%metro-area#154 of 200
Median property tax paid$5,255metro-area#181 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth80.5 yearsmetro-area#15 of 200
Healthcare (annual, single adult)$6,500state#53 of 200
Uninsured (share of residents)4.3%metro-area#6 of 200
Primary care providers per 100k178metro-area#1 of 200
Childcare (annual, infant, center)$11,000state#99 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$200state#135 of 200
Vehicle property tax (annual)0.61% of value (~$171/yr)state#109 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work24 minmetro-area#83 of 200
Commute by driving alone61.9%metro-area#8 of 200
Solo drivers commuting 30+ min31.0%metro-area#95 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity21.4¢/kWhstate#141 of 200
Avg monthly electric bill$193state#141 of 200
Gasoline$3.35/galstate#111 of 200
Natural gas (avg monthly bill)$78state#139 of 200
Water & sewer (avg monthly bill)$74state#28 of 200
Home internet (avg monthly bill)$78state#77 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,300state#22 of 200
Auto insurance (annual)$2,700state#175 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsLower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk)89.3 — Relatively Moderatemetro-area#97 of 200
Flood insurance (annual, NFIP)$600state#16 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)43metro-area#70 of 200
Cooling degree-days (AC load)600metro-area#14 of 200
Homes with air conditioning (state)87%state#151 of 200
Heating degree-days (heat load)6,600metro-area#181 of 200
Days per year ≥ 90°F8metro-area#38 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)83°Fmetro-area#21 of 200
Avg winter low16°Fmetro-area#168 of 200
Annual precipitation37.6"metro-area#71 of 200
Annual snowfall57.0"metro-area#191 of 200
Sunshine (% of possible)53%metro-area#168 of 200
Plant hardiness zone6a
Frost window04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)460state#143 of 200
Property crime (per 100k, state avg)1,600state#37 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Ann Arbor

Major public and private employers in the Ann Arbor, MI area.

EmployerSectorJobs
University of Michigan Education Careers →
Trinity Health Healthcare Careers →
Domino's Pizza Retail Careers →
General Motors Manufacturing Careers →
Pfizer Healthcare Careers →

Salaries by occupation in Ann Arbor

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $165,500
Pharmacists $142,680
Marketing Managers $138,770
Financial Managers $135,050
Human Resources Managers $134,330
Physician Assistants $134,200
Lawyers $113,780
Software Developers $106,770
Construction Managers $105,690
General & Operations Managers $104,930
Physical Therapists $103,010
Mechanical Engineers $102,660
Data Scientists $99,220
Registered Nurses $87,800
Web Developers $86,560
Civil Engineers $82,230
Electricians $79,770
Dental Hygienists $79,020
Plumbers, Pipefitters & Steamfitters $78,540
Accountants & Auditors $77,420
Police & Sheriff's Patrol Officers $75,500
Elementary School Teachers $64,040
Carpenters $59,710
Heavy & Tractor-Trailer Truck Drivers $52,930
Real Estate Sales Agents $50,880
Graphic Designers $50,670
Welders, Cutters & Solderers $46,520
Medical Assistants $42,710

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