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Cost of living in Cape Coral, FL

Livability score 65 · cost-of-living index 103.1 (US = 100)

Cape Coral, FL
Photo: David Wilson via Commons · CC BY 2.0

How Cape Coral compares

Where Cape Coral falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 103 — range 85 to 118 across all metros 103 Median home price $149k $1610k Median home price: $339k — range $149k to $1610k across all metros $339k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $183 — range $88 to $1074 across all metros $183 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 0.88% — range 0.28% to 2.76% across all metros 0.88% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 380 — range 110 to 1,000 across all metros 380 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 15.4 — range 12.3 to 46.6 across all metros 15.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 91° — range 65° to 104° across all metros 91° Avg winter low (°F) -2° 72° Avg winter low (°F): 52° — range -2° to 72° across all metros 52°

Map of Cape Coral

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)103.1metro-area#162 of 200
Grocery index (US=100)96.3metro-area#76 of 200
Big Mac price (est.)$5.87metro-area#162 of 200
Median household income$69,368metro-area#110 of 200
Median wage (all occupations)$37,291metro-area#141 of 200

Who lives here

MetricValueScopeUS rank
Median age49.3 yearsmetro-area#197 of 200
Bachelor's degree or higher (25+)30.8%metro-area#127 of 200
Foreign-born residents17.9%metro-area#36 of 200
Homes that are owner-occupied74.0%metro-area#16 of 200

Economy

MetricValueScopeUS rank
Unemployment rate4.46%metro-area#50 of 200
Population growth (5-yr)+10.4%metro-area#24 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$339,372metro-area#95 of 200
Home price ÷ income (affordability)4.9×metro-area#111 of 200
1-yr home appreciation-7.3%metro-area#200 of 200
Price per square foot$183metro-area#95 of 200
Typical home size (implied)1,850 sqft
Median rent (monthly)$1,881metro-area#146 of 200
Homes for sale (inventory)12,784
Median days on market66metro-area#197 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.1%state#38 of 200
Combined sales tax7.02%state#69 of 200
State income tax (top rate)None
Capital gains taxNonestate#1 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate0.88%metro-area#102 of 200
Median property tax paid$2,548metro-area#92 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth80.6 yearsmetro-area#12 of 200
Healthcare (annual, single adult)$7,500state#163 of 200
Uninsured (share of residents)17.1%metro-area#184 of 200
Primary care providers per 100k67metro-area#149 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$225state#153 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work28 minmetro-area#171 of 200
Commute by driving alone72.8%metro-area#70 of 200
Solo drivers commuting 30+ min44.4%metro-area#181 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity15.4¢/kWhstate#45 of 200
Avg monthly electric bill$138state#41 of 200
Gasoline$3.35/galstate#111 of 200
Natural gas (avg monthly bill)$38state#3 of 200
Water & sewer (avg monthly bill)$88state#65 of 200
Home internet (avg monthly bill)$76state#20 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$4,200state#183 of 200
Auto insurance (annual)$2,900state#181 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)99.0 — Relatively Highmetro-area#184 of 200
Flood insurance (annual, NFIP)$1,400state#185 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)37metro-area#16 of 200
Cooling degree-days (AC load)3,600metro-area#180 of 200
Homes with air conditioning (state)96%state#4 of 200
Heating degree-days (heat load)500metro-area#4 of 200
Days per year ≥ 90°F113metro-area#193 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)91°Fmetro-area#136 of 200
Avg winter low52°Fmetro-area#4 of 200
Annual precipitation51.5"metro-area#171 of 200
Annual snowfall0.0"metro-area#1 of 200
Sunshine (% of possible)70%metro-area#26 of 200
Plant hardiness zone10a
Frost window01-15 → 01-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)380state#75 of 200
Property crime (per 100k, state avg)1,950state#67 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Cape Coral

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $164,990
Pharmacists $139,610
Financial Managers $131,990
Physician Assistants $129,160
Marketing Managers $123,370
Lawyers $118,350
Human Resources Managers $106,190
Software Developers $103,110
Construction Managers $100,180
Civil Engineers $97,210
Physical Therapists $95,450
General & Operations Managers $93,870
Data Scientists $85,970
Mechanical Engineers $85,580
Dental Hygienists $83,860
Registered Nurses $82,810
Web Developers $81,990
Accountants & Auditors $72,460
Elementary School Teachers $72,060
Police & Sheriff's Patrol Officers $65,730
Real Estate Sales Agents $61,030
Graphic Designers $51,580
Welders, Cutters & Solderers $49,140
Electricians $48,870
Plumbers, Pipefitters & Steamfitters $48,580
Heavy & Tractor-Trailer Truck Drivers $48,030
Carpenters $46,980
Medical Assistants $39,190

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