Home › OH › Cincinnati, OH Cost of living in Cincinnati, OH Livability score 69 · cost-of-living index 94.2 (US = 100)
How Cincinnati compares Where Cincinnati falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 94 — range 85 to 118 across all metros 94 Median home price $149k $1610k Median home price: $311k — range $149k to $1610k across all metros $311k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $189 — range $88 to $1074 across all metros $189 Combined sales tax 0.0% 11.5% Combined sales tax: 7.2% — range 0.0% to 11.5% across all metros 7.2% Property tax rate 0.28% 2.76% Property tax rate: 1.26% — range 0.28% to 2.76% across all metros 1.26% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 300 — range 110 to 1,000 across all metros 300 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 19.5 — range 12.3 to 46.6 across all metros 19.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 20° — range -2° to 72° across all metros 20° Map of Cincinnati Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living Metric Value Scope US rank Cost-of-living index (US=100) 94.2 metro-area #85 of 200 Grocery index (US=100) 94.4 metro-area #48 of 200 Big Mac price (est.) $5.36 metro-area #84 of 200 Median household income $76,247 metro-area #74 of 200 Median wage (all occupations) $43,318 metro-area #60 of 200
Who lives here Metric Value Scope US rank Median age 38.2 years metro-area #90 of 200 Bachelor's degree or higher (25+) 36.9% metro-area #66 of 200 Foreign-born residents 5.7% metro-area #147 of 200 Homes that are owner-occupied 68.1% metro-area #74 of 200
Economy Metric Value Scope US rank Unemployment rate 4.37% metro-area #46 of 200 Population growth (5-yr) +4.5% metro-area #87 of 200
Housing — what your money buys Metric Value Scope US rank Median home price $311,270 metro-area #83 of 200 Home price ÷ income (affordability) 4.1× metro-area #62 of 200 1-yr home appreciation +2.5% metro-area #72 of 200 Price per square foot $189 metro-area #103 of 200 Typical home size (implied) 1,650 sqft Median rent (monthly) $1,575 metro-area #97 of 200 Homes for sale (inventory) 5,929 Median days on market 6 metro-area #5 of 200
Taxes Metric Value Scope US rank Total tax burden (est. % of income) 10.0% state #97 of 200 Combined sales tax 7.24% state #91 of 200 State income tax (top rate) 3.90% Capital gains tax 3.50% state #62 of 200 High earners No special surtax Social Security in retirement Not taxed — does not tax Social Security benefits Effective property tax rate 1.26% metro-area #132 of 200 Median property tax paid $2,786 metro-area #108 of 200
Health & childcare Metric Value Scope US rank Life expectancy at birth 76.0 years metro-area #122 of 200 Healthcare (annual, single adult) $6,400 state #32 of 200 Uninsured (share of residents) 5.9% metro-area #36 of 200 Primary care providers per 100k 80 metro-area #82 of 200 Childcare (annual, infant, center) $10,000 state #58 of 200
Vehicles & commute Metric Value Scope US rank Annual registration $100 state #83 of 200 Vehicle property tax (annual) None state #1 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 24 Avg commute to work 25 min metro-area #119 of 200 Commute by driving alone 75.0% metro-area #97 of 200 Solo drivers commuting 30+ min 35.6% metro-area #138 of 200
Utilities & fuel Metric Value Scope US rank Electricity 19.5¢/kWh state #130 of 200 Avg monthly electric bill $175 state #130 of 200 Gasoline $3.25/gal state #83 of 200 Natural gas (avg monthly bill) $78 state #139 of 200 Water & sewer (avg monthly bill) $104 state #101 of 200 Home internet (avg monthly bill) $76 state #20 of 200
Insurance Metric Value Scope US rank Home insurance (annual) $1,300 state #22 of 200 Auto insurance (annual) $1,300 state #9 of 200
Disaster risk & supplemental insurance Metric Value Scope US rank Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed. FEMA National Risk Index (0–100, higher = more risk) 82.9 — Relatively Moderate metro-area #46 of 200 Flood insurance (annual, NFIP) $600 state #16 of 200 Earthquake insurance (annual) $100 state #1 of 200
Climate & air quality Metric Value Scope US rank Air quality (median AQI, lower=cleaner) 54 metro-area #168 of 200 Cooling degree-days (AC load) 800 metro-area #49 of 200 Homes with air conditioning (state) 94% state #64 of 200 Heating degree-days (heat load) 5,700 metro-area #141 of 200 Days per year ≥ 90°F 22 metro-area #88 of 200 Days per year ≥ 100°F 0 metro-area #5 of 200 Avg summer high (state) 85°F metro-area #59 of 200 Avg winter low 20°F metro-area #147 of 200 Annual precipitation 45.3" metro-area #128 of 200 Annual snowfall 23.3" metro-area #134 of 200 Sunshine (% of possible) 50% metro-area #175 of 200 Plant hardiness zone 6a Frost window 04-30 → 10-15
Safety Metric Value Scope US rank Violent crime (per 100k, state avg) 300 state #28 of 200 Property crime (per 100k, state avg) 1,800 state #52 of 200
Local amenities & recreation Metric Value Scope US rank Grocery stores 63 metro-area #102 of 200 Parks 50 Hiking areas 23 Golf courses 34 Shooting ranges 4 Lakes 13
Permits Metric Value Scope US rank Building permit difficulty (1–5) 2 state #1 of 200 Permit detail Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Top employers in Cincinnati Major public and private employers in the Cincinnati, OH area.
Salaries by occupation in Cincinnati Local median pay, BLS OEWS. All occupations →
Occupation Median pay Financial Managers $137,340 Marketing Managers $134,930 Pharmacists $134,010 Dentists $132,700 Human Resources Managers $127,250 Lawyers $127,140 Physician Assistants $118,120 Software Developers $107,890 Data Scientists $101,750 Physical Therapists $100,980 Mechanical Engineers $100,890 General & Operations Managers $97,210 Construction Managers $95,730 Dental Hygienists $84,390 Civil Engineers $83,440 Registered Nurses $80,810 Police & Sheriff's Patrol Officers $80,070 Web Developers $78,800 Accountants & Auditors $76,950 Plumbers, Pipefitters & Steamfitters $66,030 Elementary School Teachers $64,090 Electricians $62,690 Heavy & Tractor-Trailer Truck Drivers $56,050 Carpenters $52,890 Graphic Designers $52,420 Welders, Cutters & Solderers $48,650 Real Estate Sales Agents $40,890 Medical Assistants $39,860
Cities in the Cincinnati area Cincinnati (308,870) → Hamilton (63,149) → Middletown (50,514) → Fairfield (44,602) → Covington (40,923) → Mason (34,768) → Florence (32,056) → Independence (28,722) → Oxford (22,051) → Lebanon (20,999) → Forest Park (20,005) → Erlanger (19,577) → White Oak (19,101) → Norwood (19,018) → Burlington (18,264) → Fort Thomas (17,310) → Monroe (15,202) → Newport (14,190) → Sharonville (14,023) → Bridgetown (13,526) → Blue Ash (13,325) → Loveland (13,247) → Trenton (13,133) → Harrison (13,086) → Finneytown (12,870) → Amelia (12,388) → Monfort Heights (12,012) → Mack (11,764) → Franklin (11,672) → Dent (11,666) → Northbrook (11,199) → Springdale (10,991) → Montgomery (10,816) → Forestville (10,724) → Reading (10,527) → Alexandria (10,322) → Oakbrook (10,045) → Francisville (10,044) →
What your paycheck is really worth, city by city — cost of living, taxes,
housing and pay across 200 US metros and 3,220 towns.
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts from Google Maps public listings.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.
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