Not taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate
0.92%
metro-area
#111 of 200
Median property tax paid
$2,091
metro-area
#71 of 200
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
77.1 years
metro-area
#81 of 200
Healthcare (annual, single adult)
$7,500
state
#163 of 200
Uninsured (share of residents)
11.3%
metro-area
#140 of 200
Primary care providers per 100k
130
metro-area
#2 of 200
Childcare (annual, infant, center)
$10,000
state
#58 of 200
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$225
state
#153 of 200
Vehicle property tax (annual)
None
state
#1 of 200
Emissions testing
Not required
Emissions detail
No vehicle emissions testing
DMV & license offices
4
Avg commute to work
23 min
metro-area
#66 of 200
Commute by driving alone
71.8%
metro-area
#58 of 200
Solo drivers commuting 30+ min
29.7%
metro-area
#79 of 200
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
15.4¢/kWh
state
#45 of 200
Avg monthly electric bill
$138
state
#41 of 200
Gasoline
$3.35/gal
state
#111 of 200
Natural gas (avg monthly bill)
$38
state
#3 of 200
Water & sewer (avg monthly bill)
$88
state
#65 of 200
Home internet (avg monthly bill)
$76
state
#20 of 200
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$4,200
state
#183 of 200
Auto insurance (annual)
$2,900
state
#181 of 200
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
84.0 — Relatively Moderate
metro-area
#56 of 200
Flood insurance (annual, NFIP)
$1,400
state
#185 of 200
Earthquake insurance (annual)
$100
state
#1 of 200
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
38
metro-area
#25 of 200
Cooling degree-days (AC load)
3,600
metro-area
#180 of 200
Homes with air conditioning (state)
96%
state
#4 of 200
Heating degree-days (heat load)
500
metro-area
#4 of 200
Days per year ≥ 90°F
73
metro-area
#156 of 200
Days per year ≥ 100°F
0
metro-area
#5 of 200
Avg summer high (state)
91°F
metro-area
#136 of 200
Avg winter low
52°F
metro-area
#4 of 200
Annual precipitation
51.5"
metro-area
#171 of 200
Annual snowfall
0.0"
metro-area
#1 of 200
Sunshine (% of possible)
68%
metro-area
#34 of 200
Plant hardiness zone
10a
Frost window
01-15 → 01-15
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
380
state
#75 of 200
Property crime (per 100k, state avg)
1,950
state
#67 of 200
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
3
state
#87 of 200
Permit detail
Moderate
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
Top employers in Gainesville
Major public and private employers in the Gainesville, FL area.
