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Cost of living in Lincoln, NE

Livability score 68 · cost-of-living index 91.9 (US = 100)

Lincoln, NE
Photo: Hanyou23 via Commons · CC BY-SA 4.0

How Lincoln compares

Where Lincoln falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 92 — range 85 to 118 across all metros 92 Median home price $149k $1610k Median home price: $304k — range $149k to $1610k across all metros $304k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $179 — range $88 to $1074 across all metros $179 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 1.59% — range 0.28% to 2.76% across all metros 1.59% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 330 — range 110 to 1,000 across all metros 330 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 13.3 — range 12.3 to 46.6 across all metros 13.3 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 14° — range -2° to 72° across all metros 14°

Map of Lincoln

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 91.9 metro-area #56 of 200
Grocery index (US=100) 96.5 metro-area #98 of 200
Big Mac price (est.) $5.23 metro-area #55 of 200
Median household income $70,899 metro-area #101 of 200
Median wage (all occupations) $37,549 metro-area #136 of 200

Who lives here

MetricValueScopeUS rank
Median age 34.4 years metro-area #21 of 200
Bachelor's degree or higher (25+) 40.6% metro-area #39 of 200
Foreign-born residents 8.1% metro-area #103 of 200
Homes that are owner-occupied 59.5% metro-area #179 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 3.11% metro-area #6 of 200
Population growth (5-yr) +5.0% metro-area #80 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $304,242 metro-area #76 of 200
Home price ÷ income (affordability) 4.3× metro-area #71 of 200
1-yr home appreciation +4.1% metro-area #31 of 200
Price per square foot $179 metro-area #90 of 200
Typical home size (implied) 1,700 sqft
Median rent (monthly) $1,344 metro-area #37 of 200
Homes for sale (inventory) 931
Median days on market 7 metro-area #18 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 11.5% state #148 of 200
Combined sales tax 6.97% state #53 of 200
State income tax (top rate) 5.20%
Capital gains tax 5.20% state #123 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 1.59% metro-area #156 of 200
Median property tax paid $3,780 metro-area #148 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 79.1 years metro-area #33 of 200
Healthcare (annual, single adult) $6,600 state #65 of 200
Uninsured (share of residents) 7.2% metro-area #76 of 200
Primary care providers per 100k 69 metro-area #129 of 200
Childcare (annual, infant, center) $12,000 state #110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $150 state #125 of 200
Vehicle property tax (annual) 2.27% of value (~$636/yr) state #184 of 200
Emissions testing Not required
Emissions detail No vehicle emissions testing
DMV & license offices 10
Avg commute to work 19 min metro-area #5 of 200
Commute by driving alone 76.3% metro-area #119 of 200
Solo drivers commuting 30+ min 16.5% metro-area #4 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 13.3¢/kWh state #3 of 200
Avg monthly electric bill $120 state #3 of 200
Gasoline $3.10/gal state #50 of 200
Natural gas (avg monthly bill) $79 state #164 of 200
Water & sewer (avg monthly bill) $108 state #115 of 200
Home internet (avg monthly bill) $75 state #16 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $3,600 state #164 of 200
Auto insurance (annual) $1,600 state #51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 87.3 — Relatively Moderate metro-area #79 of 200
Flood insurance (annual, NFIP) $650 state #41 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 41 metro-area #50 of 200
Cooling degree-days (AC load) 1,100 metro-area #99 of 200
Homes with air conditioning (state) 95% state #27 of 200
Heating degree-days (heat load) 6,100 metro-area #176 of 200
Days per year ≥ 90°F 35 metro-area #109 of 200
Days per year ≥ 100°F 4 metro-area #163 of 200
Avg summer high (state) 88°F metro-area #98 of 200
Avg winter low 14°F metro-area #185 of 200
Annual precipitation 28.0" metro-area #45 of 200
Annual snowfall 25.0" metro-area #135 of 200
Sunshine (% of possible) 62% metro-area #64 of 200
Plant hardiness zone 5b
Frost window 05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 330 state #43 of 200
Property crime (per 100k, state avg) 2,100 state #95 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 37 metro-area #128 of 200
Parks 21
Hiking areas 7
Golf courses 18
Shooting ranges 6
Lakes 3

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 2 state #1 of 200
Permit detail Generally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Lincoln

Major public and private employers in the Lincoln, NE area.

EmployerSectorJobs
University of Nebraska Education Careers →
Duncan Aviation Aerospace/Defense Careers →
Lincoln Electric System Energy Careers →
Madonna Rehabilitation Hospital Healthcare Careers →
Crete Carrier Corporation Other Search →

Salaries by occupation in Lincoln

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $135,330
Pharmacists $132,100
Financial Managers $124,950
Physician Assistants $116,580
Human Resources Managers $105,720
Software Developers $101,960
Marketing Managers $98,740
Lawyers $96,970
Physical Therapists $92,930
Dental Hygienists $90,220
Heavy & Tractor-Trailer Truck Drivers $89,760
Data Scientists $86,880
Police & Sheriff's Patrol Officers $83,770
General & Operations Managers $83,190
Mechanical Engineers $83,110
Construction Managers $82,550
Registered Nurses $81,310
Civil Engineers $78,040
Web Developers $70,310
Accountants & Auditors $62,560
Electricians $59,850
Plumbers, Pipefitters & Steamfitters $54,410
Elementary School Teachers $52,960
Welders, Cutters & Solderers $50,670
Graphic Designers $49,720
Carpenters $47,660
Medical Assistants $42,850
Real Estate Sales Agents $39,340

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