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Cost of living in Ocala, FL

Livability score 70 · cost-of-living index 95.8 (US = 100)

Ocala, FL
Photo: brandon7533 via Commons · CC BY-SA 3.0

How Ocala compares

Where Ocala falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 96 — range 85 to 118 across all metros 96 Median home price $149k $1610k Median home price: $273k — range $149k to $1610k across all metros $273k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $148 — range $88 to $1074 across all metros $148 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 0.79% — range 0.28% to 2.76% across all metros 0.79% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 380 — range 110 to 1,000 across all metros 380 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 15.4 — range 12.3 to 46.6 across all metros 15.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 91° — range 65° to 104° across all metros 91° Avg winter low (°F) -2° 72° Avg winter low (°F): 52° — range -2° to 72° across all metros 52°

Map of Ocala

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)95.8metro-area#102 of 200
Grocery index (US=100)96.3metro-area#76 of 200
Big Mac price (est.)$5.45metro-area#100 of 200
Median household income$55,265metro-area#190 of 200
Median wage (all occupations)$33,621metro-area#187 of 200

Who lives here

MetricValueScopeUS rank
Median age48.2 yearsmetro-area#195 of 200
Bachelor's degree or higher (25+)22.4%metro-area#187 of 200
Foreign-born residents8.9%metro-area#87 of 200
Homes that are owner-occupied76.7%metro-area#4 of 200

Economy

MetricValueScopeUS rank
Unemployment rate5.87%metro-area#147 of 200
Population growth (5-yr)+10.0%metro-area#26 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$273,318metro-area#61 of 200
Home price ÷ income (affordability)4.9×metro-area#111 of 200
1-yr home appreciation-2.6%metro-area#181 of 200
Price per square foot$148metro-area#61 of 200
Typical home size (implied)1,850 sqft
Median rent (monthly)$1,615metro-area#101 of 200
Homes for sale (inventory)3,802
Median days on market54metro-area#193 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.1%state#38 of 200
Combined sales tax7.02%state#69 of 200
State income tax (top rate)None
Capital gains taxNonestate#1 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate0.79%metro-area#79 of 200
Median property tax paid$1,547metro-area#38 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth74.0 yearsmetro-area#172 of 200
Healthcare (annual, single adult)$7,500state#163 of 200
Uninsured (share of residents)15.6%metro-area#178 of 200
Primary care providers per 100k58metro-area#175 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$225state#153 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work26 minmetro-area#146 of 200
Commute by driving alone77.1%metro-area#133 of 200
Solo drivers commuting 30+ min37.4%metro-area#149 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity15.4¢/kWhstate#45 of 200
Avg monthly electric bill$138state#41 of 200
Gasoline$3.35/galstate#111 of 200
Natural gas (avg monthly bill)$38state#3 of 200
Water & sewer (avg monthly bill)$88state#65 of 200
Home internet (avg monthly bill)$76state#20 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$4,200state#183 of 200
Auto insurance (annual)$2,900state#181 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)94.7 — Relatively Highmetro-area#141 of 200
Flood insurance (annual, NFIP)$1,400state#185 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)49metro-area#122 of 200
Cooling degree-days (AC load)3,600metro-area#180 of 200
Homes with air conditioning (state)96%state#4 of 200
Heating degree-days (heat load)500metro-area#4 of 200
Days per year ≥ 90°F95metro-area#180 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)91°Fmetro-area#136 of 200
Avg winter low52°Fmetro-area#4 of 200
Annual precipitation51.5"metro-area#171 of 200
Annual snowfall0.0"metro-area#1 of 200
Sunshine (% of possible)68%metro-area#34 of 200
Plant hardiness zone10a
Frost window01-15 → 01-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)380state#75 of 200
Property crime (per 100k, state avg)1,950state#67 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores21metro-area#162 of 200
Parks23
Hiking areas3
Golf courses21
Shooting ranges10
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Ocala

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $138,820
Pharmacists $131,810
Physician Assistants $122,260
Financial Managers $121,340
Human Resources Managers $113,290
Software Developers $105,440
Marketing Managers $100,720
Civil Engineers $95,910
Construction Managers $91,090
Physical Therapists $88,450
Data Scientists $84,650
General & Operations Managers $80,410
Mechanical Engineers $78,800
Dental Hygienists $77,880
Registered Nurses $72,530
Web Developers $71,270
Accountants & Auditors $68,680
Police & Sheriff's Patrol Officers $64,840
Elementary School Teachers $64,380
Real Estate Sales Agents $58,230
Graphic Designers $47,070
Heavy & Tractor-Trailer Truck Drivers $47,050
Electricians $46,930
Plumbers, Pipefitters & Steamfitters $46,400
Carpenters $44,460
Welders, Cutters & Solderers $43,030
Medical Assistants $36,140

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