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Cost of living in Reading, PA

Livability score 65 · cost-of-living index 96.5 (US = 100)

Reading, PA
Photo: BigCheddah via Commons · CC BY-SA 4.0

How Reading compares

Where Reading falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 96 — range 85 to 118 across all metros 96 Median home price $149k $1610k Median home price: $312k — range $149k to $1610k across all metros $312k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $179 — range $88 to $1074 across all metros $179 Combined sales tax 0.0% 11.5% Combined sales tax: 6.3% — range 0.0% to 11.5% across all metros 6.3% Property tax rate 0.28% 2.76% Property tax rate: 1.86% — range 0.28% to 2.76% across all metros 1.86% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 390 — range 110 to 1,000 across all metros 390 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.5 — range 12.3 to 46.6 across all metros 21.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 22° — range -2° to 72° across all metros 22°

Map of Reading

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 96.5 metro-area #107 of 200
Grocery index (US=100) 98.3 metro-area #138 of 200
Big Mac price (est.) $5.49 metro-area #107 of 200
Median household income $74,617 metro-area #81 of 200
Median wage (all occupations) $41,692 metro-area #80 of 200

Who lives here

MetricValueScopeUS rank
Median age 39.9 years metro-area #138 of 200
Bachelor's degree or higher (25+) 27.2% metro-area #157 of 200
Foreign-born residents 8.8% metro-area #90 of 200
Homes that are owner-occupied 71.0% metro-area #30 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 5.38% metro-area #119 of 200
Population growth (5-yr) +3.1% metro-area #115 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $312,348 metro-area #85 of 200
Home price ÷ income (affordability) 4.2× metro-area #65 of 200
1-yr home appreciation +2.6% metro-area #70 of 200
Price per square foot $179 metro-area #88 of 200
Typical home size (implied) 1,750 sqft
Median rent (monthly) $1,505 metro-area #82 of 200
Homes for sale (inventory) 658
Median days on market 6 metro-area #5 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 10.6% state #115 of 200
Combined sales tax 6.34% state #32 of 200
State income tax (top rate) 3.07%
Capital gains tax 3.07% state #53 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 1.86% metro-area #182 of 200
Median property tax paid $4,202 metro-area #159 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 77.8 years metro-area #69 of 200
Healthcare (annual, single adult) $7,000 state #129 of 200
Uninsured (share of residents) 7.5% metro-area #85 of 200
Primary care providers per 100k 63 metro-area #159 of 200
Childcare (annual, infant, center) $12,000 state #110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $65 state #29 of 200
Vehicle property tax (annual) None state #1 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 4
Avg commute to work 25 min metro-area #116 of 200
Commute by driving alone 75.3% metro-area #100 of 200
Solo drivers commuting 30+ min 32.7% metro-area #116 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 21.5¢/kWh state #147 of 200
Avg monthly electric bill $193 state #141 of 200
Gasoline $3.55/gal state #150 of 200
Natural gas (avg monthly bill) $82 state #167 of 200
Water & sewer (avg monthly bill) $65 state #14 of 200
Home internet (avg monthly bill) $78 state #77 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,200 state #8 of 200
Auto insurance (annual) $1,600 state #51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Lower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk) 92.7 — Relatively Moderate metro-area #125 of 200
Flood insurance (annual, NFIP) $650 state #41 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 43 metro-area #70 of 200
Cooling degree-days (AC load) 800 metro-area #49 of 200
Homes with air conditioning (state) 91% state #115 of 200
Heating degree-days (heat load) 5,700 metro-area #141 of 200
Days per year ≥ 90°F 15 metro-area #69 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 85°F metro-area #59 of 200
Avg winter low 22°F metro-area #130 of 200
Annual precipitation 44.1" metro-area #116 of 200
Annual snowfall 23.1" metro-area #127 of 200
Sunshine (% of possible) 56% metro-area #132 of 200
Plant hardiness zone 6b
Frost window 04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 390 state #91 of 200
Property crime (per 100k, state avg) 1,400 state #11 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 15 metro-area #197 of 200
Parks 37
Hiking areas 9
Golf courses 7
Shooting ranges 5
Lakes 5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 3 state #87 of 200
Permit detail Moderate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Reading

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $159,960
Financial Managers $135,800
Pharmacists $132,750
Human Resources Managers $125,440
Physician Assistants $122,060
Marketing Managers $114,280
Lawyers $110,600
Construction Managers $106,190
Software Developers $104,330
General & Operations Managers $98,750
Physical Therapists $98,620
Data Scientists $98,350
Civil Engineers $97,120
Registered Nurses $91,410
Mechanical Engineers $85,420
Police & Sheriff's Patrol Officers $83,470
Dental Hygienists $77,580
Elementary School Teachers $76,810
Accountants & Auditors $75,870
Electricians $73,610
Web Developers $71,520
Plumbers, Pipefitters & Steamfitters $60,880
Heavy & Tractor-Trailer Truck Drivers $55,870
Carpenters $50,670
Welders, Cutters & Solderers $49,920
Real Estate Sales Agents $47,090
Graphic Designers $46,990
Medical Assistants $41,600

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