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Cost of living in Trenton, NJ

Livability score 56 · cost-of-living index 102.4 (US = 100)

Trenton, NJ
Photo: Quintin Soloviev via Commons · CC BY 4.0

How Trenton compares

Where Trenton falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 102 — range 85 to 118 across all metros 102 Median home price $149k $1610k Median home price: $446k — range $149k to $1610k across all metros $446k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $235 — range $88 to $1074 across all metros $235 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 2.62% — range 0.28% to 2.76% across all metros 2.62% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 200 — range 110 to 1,000 across all metros 200 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 23.5 — range 12.3 to 46.6 across all metros 23.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 23° — range -2° to 72° across all metros 23°

Map of Trenton

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 102.4 metro-area #156 of 200
Grocery index (US=100) 97.8 metro-area #133 of 200
Big Mac price (est.) $5.83 metro-area #155 of 200
Median household income $92,697 metro-area #23 of 200
Median wage (all occupations) $47,012 metro-area #25 of 200

Who lives here

MetricValueScopeUS rank
Median age 39.2 years metro-area #117 of 200
Bachelor's degree or higher (25+) 44.9% metro-area #15 of 200
Foreign-born residents 25.7% metro-area #9 of 200
Homes that are owner-occupied 61.9% metro-area #158 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 6.12% metro-area #163 of 200
Population growth (5-yr) +2.8% metro-area #129 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $446,377 metro-area #155 of 200
Home price ÷ income (affordability) 4.8× metro-area #102 of 200
1-yr home appreciation -0.1% metro-area #140 of 200
Price per square foot $235 metro-area #148 of 200
Typical home size (implied) 1,900 sqft
Median rent (monthly) $2,623 metro-area #184 of 200
Homes for sale (inventory) 891
Median days on market 13 metro-area #69 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 13.2% state #167 of 200
Combined sales tax 6.60% state #48 of 200
State income tax (top rate) 10.75%
Capital gains tax 10.75% state #168 of 200
High earners 10.75% top rate on income over $1M
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 2.62% metro-area #196 of 200
Median property tax paid $8,576 metro-area #197 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.4 years metro-area #53 of 200
Healthcare (annual, single adult) $7,600 state #179 of 200
Uninsured (share of residents) 8.7% metro-area #108 of 200
Primary care providers per 100k 90 metro-area #34 of 200
Childcare (annual, infant, center) $13,000 state #131 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $85 state #68 of 200
Vehicle property tax (annual) None state #1 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 4
Avg commute to work 28 min metro-area #166 of 200
Commute by driving alone 61.5% metro-area #7 of 200
Solo drivers commuting 30+ min 32.3% metro-area #109 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 23.5¢/kWh state #159 of 200
Avg monthly electric bill $212 state #159 of 200
Gasoline $3.25/gal state #83 of 200
Natural gas (avg monthly bill) $86 state #179 of 200
Water & sewer (avg monthly bill) $171 state #185 of 200
Home internet (avg monthly bill) $65 state #3 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,300 state #22 of 200
Auto insurance (annual) $2,000 state #116 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 95.4 — Relatively High metro-area #151 of 200
Flood insurance (annual, NFIP) $900 state #152 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 43 metro-area #70 of 200
Cooling degree-days (AC load) 1,000 metro-area #78 of 200
Homes with air conditioning (state) 96% state #4 of 200
Heating degree-days (heat load) 4,900 metro-area #125 of 200
Days per year ≥ 90°F 16 metro-area #75 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 86°F metro-area #87 of 200
Avg winter low 23°F metro-area #128 of 200
Annual precipitation 44.1" metro-area #116 of 200
Annual snowfall 23.1" metro-area #127 of 200
Sunshine (% of possible) 56% metro-area #132 of 200
Plant hardiness zone 7a
Frost window 04-10 → 11-01

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 200 state #7 of 200
Property crime (per 100k, state avg) 1,300 state #8 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 20 metro-area #169 of 200
Parks 8
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 1

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #165 of 200
Permit detail Very difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Trenton

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Marketing Managers $202,000
Financial Managers $172,360
Dentists $166,160
Human Resources Managers $157,040
General & Operations Managers $154,790
Pharmacists $135,900
Data Scientists $133,960
Construction Managers $131,020
Software Developers $129,700
Lawyers $129,520
Physician Assistants $129,010
Physical Therapists $103,520
Web Developers $100,790
Dental Hygienists $98,650
Registered Nurses $97,060
Mechanical Engineers $95,870
Accountants & Auditors $94,370
Civil Engineers $94,370
Electricians $80,360
Police & Sheriff's Patrol Officers $76,680
Elementary School Teachers $75,080
Plumbers, Pipefitters & Steamfitters $73,550
Carpenters $64,720
Graphic Designers $61,670
Welders, Cutters & Solderers $61,230
Heavy & Tractor-Trailer Truck Drivers $58,340
Real Estate Sales Agents $46,690
Medical Assistants $45,750

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