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Calera, AL

Rows tagged local are specific to Calera (Census ACS); state rows are state averages; metro-area rows are inherited from Birmingham, AL. Home value is ACS owner-reported (not a Zillow sale price).

School score: 6/10 (district Shelby County · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)91.8metro-area#54 of 200 metros
Grocery index (US=100)94.6metro-area#52 of 200 metros
Big Mac price (est.)$5.22metro-area#52 of 200 metros
Median household income$73,775local#2057 of 3,220 cities
Median wage (all occupations)$47,154local#1429 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age39.0 yearsmetro-area#110 of 200 metros
Bachelor's degree or higher (25+)33.2%metro-area#102 of 200 metros
Foreign-born residents4.3%metro-area#176 of 200 metros
Homes that are owner-occupied70.6%metro-area#37 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate1.04%local#20 of 3,220 cities
Population growth (5-yr)+25.9%local#170 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price$185,400local#491 of 3,220 cities
Home price ÷ income (affordability)2.5×local#244 of 3,220 cities
1-yr home appreciation+2.0%metro-area#88 of 200 metros
Price per square foot$90local#354 of 3,220 cities
Typical home size (implied)2,051 sqft
Median rent (monthly)$1,561local#1831 of 3,220 cities
Homes for sale (inventory)5,558
Median days on market17metro-area#98 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.8%state#78 of 200 metros
Combined sales tax9.25%state#174 of 200 metros
State income tax (top rate)5.00%
Capital gains tax5.00%state#115 of 200 metros
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate0.50%local#169 of 3,220 cities
Median property tax paid$922local#86 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth73.6 yearsmetro-area#178 of 200 metros
Healthcare (annual, single adult)$6,200state#10 of 200 metros
Uninsured (share of residents)9.7%metro-area#121 of 200 metros
Primary care providers per 100k85metro-area#57 of 200 metros
Childcare (annual, infant, center)$7,000state#5 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration$90state#74 of 200 metros
Vehicle property tax (annual)0.70% of value (~$196/yr)state#134 of 200 metros
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices6
Avg commute to work33 minlocal#2688 of 3,220 cities
Commute by driving alone79.3%metro-area#169 of 200 metros
Solo drivers commuting 30+ min42.0%metro-area#171 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity17.4¢/kWhstate#116 of 200 metros
Avg monthly electric bill$157state#116 of 200 metros
Gasoline$2.95/galstate#3 of 200 metros
Natural gas (avg monthly bill)$78state#139 of 200 metros
Water & sewer (avg monthly bill)$117state#121 of 200 metros
Home internet (avg monthly bill)$76state#20 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual)$2,400state#139 of 200 metros
Auto insurance (annual)$1,900state#86 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding, tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)89.2 — Relatively Moderatemetro-area#92 of 200 metros
Flood insurance (annual, NFIP)$800state#120 of 200 metros
Earthquake insurance (annual)$100state#1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)57metro-area#186 of 200 metros
Cooling degree-days (AC load)2,000metro-area#138 of 200 metros
Homes with air conditioning (state)94%state#64 of 200 metros
Heating degree-days (heat load)2,600metro-area#70 of 200 metros
Days per year ≥ 90°F55metro-area#134 of 200 metros
Days per year ≥ 100°F2metro-area#144 of 200 metros
Avg summer high (state)91°Fmetro-area#136 of 200 metros
Avg winter low33°Fmetro-area#83 of 200 metros
Annual precipitation56.6"metro-area#186 of 200 metros
Annual snowfall1.4"metro-area#63 of 200 metros
Sunshine (% of possible)58%metro-area#105 of 200 metros
Plant hardiness zone8a
Frost window03-10 → 11-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)450state#134 of 200 metros
Property crime (per 100k, state avg)2,500state#151 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores23metro-area#155 of 200 metros
Parks46
Hiking areas10
Golf courses16
Shooting ranges3
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#1 of 200 metros
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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