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← Chicago, IL metro

Chicago, IL

Rows tagged local are specific to Chicago (Census ACS); state rows are state averages; metro-area rows are inherited from Chicago, IL. Home value is ACS owner-reported (not a Zillow sale price).

School score: 3/10 (district 1709930 · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)102.5metro-area#159 of 200
Grocery index (US=100)104.3metro-area#169 of 200
Big Mac price (est.)$5.83metro-area#155 of 200
Median household income$71,673local#40 of 200
Median wage (all occupations)$46,774local#28 of 200

Economy

MetricValueScopeUS rank
Unemployment rate8.20%local#166 of 200
Population growth (5-yr)-0.0%local#168 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$304,500local#111 of 200
Home price ÷ income (affordability)4.2×local#65 of 200
1-yr home appreciation+4.4%metro-area#27 of 200
Price per square foot$179local#126 of 200
Typical home size (implied)1,700 sqft
Median rent (monthly)$1,314local#176 of 200
Homes for sale (inventory)21,664
Median days on market8metro-area#29 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)12.9%state#164 of 200
Combined sales tax8.86%state#169 of 200
State income tax (top rate)4.95%
Capital gains tax4.95%state#112 of 200
High earnersNo special surtax
Effective property tax rate1.55%local#187 of 200
Median property tax paid$4,720local#188 of 200

Healthcare & childcare

MetricValueScopeUS rank
Healthcare (annual, single adult)$6,800state#93 of 200
Childcare (annual, infant, center)$14,000state#138 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$150state#125 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices29
Avg commute to work34 minlocal#192 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity20.5¢/kWhstate#138 of 200
Avg monthly electric bill$184state#138 of 200
Gasoline$3.60/galstate#159 of 200
Natural gas (avg monthly bill)$82state#167 of 200
Water & sewer (avg monthly bill)$57state#7 of 200
Home internet (avg monthly bill)$77state#67 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,900state#106 of 200
Auto insurance (annual)$1,600state#51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: tornadoes, earthquakes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$700state#61 of 200
Earthquake insurance (annual)$300state#143 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)56metro-area#181 of 200
Cooling degree-days (AC load)900metro-area#66 of 200
Heating degree-days (heat load)6,200metro-area#178 of 200
Avg summer high85°Fmetro-area#59 of 200
Avg winter low15°Fmetro-area#182 of 200
Annual precipitation40.9"metro-area#86 of 200
Annual snowfall38.8"metro-area#151 of 200
Sunshine (% of possible)54%metro-area#161 of 200
Plant hardiness zone6a
Frost window04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)430state#111 of 200
Property crime (per 100k, state avg)1,700state#47 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores114metro-area#84 of 200
Parks237
Hiking areas58
Golf courses49
Shooting ranges40
Lakes36

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)4state#147 of 200
Permit detailDifficult; zoning + review

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.