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Jeffersonville, IN

Rows tagged local are specific to Jeffersonville (Census ACS); state rows are state averages; metro-area rows are inherited from Louisville, KY. Home value is ACS owner-reported (not a Zillow sale price).

School score: 6/10 (district Greater Clark County Schools · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 93.2 metro-area #75 of 200 metros
Grocery index (US=100) 94.3 metro-area #46 of 200 metros
Big Mac price (est.) $5.30 metro-area #74 of 200 metros
Median household income $67,566 local #2314 of 3,220 cities
Median wage (all occupations) $40,459 local #2096 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age 39.3 years metro-area #120 of 200 metros
Bachelor's degree or higher (25+) 32.1% metro-area #109 of 200 metros
Foreign-born residents 6.7% metro-area #125 of 200 metros
Homes that are owner-occupied 68.6% metro-area #63 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate 3.61% local #818 of 3,220 cities
Population growth (5-yr) +6.3% local #1092 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price $187,700 local #503 of 3,220 cities
Home price ÷ income (affordability) 2.8× local #509 of 3,220 cities
1-yr home appreciation +3.0% metro-area #47 of 200 metros
Price per square foot $99 local #463 of 3,220 cities
Typical home size (implied) 1,900 sqft
Median rent (monthly) $1,028 local #490 of 3,220 cities
Homes for sale (inventory) 3,000
Median days on market 35 metro-area #169 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 9.3% state #68 of 200 metros
Combined sales tax 7.00% state #16 of 200 metros
State income tax (top rate) 3.00%
Capital gains tax 3.05% state #76 of 200 metros
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 0.85% local #1254 of 3,220 cities
Median property tax paid $1,601 local #397 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 74.1 years metro-area #169 of 200 metros
Healthcare (annual, single adult) $6,600 state #17 of 200 metros
Uninsured (share of residents) 6.3% metro-area #42 of 200 metros
Primary care providers per 100k 70 metro-area #126 of 200 metros
Childcare (annual, infant, center) $12,000 state #25 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration $200 state #101 of 200 metros
Vehicle property tax (annual) 1.20% of value (~$336/yr) state #159 of 200 metros
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 4
Avg commute to work 21 min local #338 of 3,220 cities
Commute by driving alone 76.0% metro-area #112 of 200 metros
Solo drivers commuting 30+ min 31.3% metro-area #97 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity 17.9¢/kWh state #38 of 200 metros
Avg monthly electric bill $161 state #38 of 200 metros
Gasoline $3.30/gal state #50 of 200 metros
Natural gas (avg monthly bill) $72 state #98 of 200 metros
Water & sewer (avg monthly bill) $102 state #48 of 200 metros
Home internet (avg monthly bill) $81 state #77 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,600 state #129 of 200 metros
Auto insurance (annual) $1,400 state #152 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 83.0 — Relatively Moderate metro-area #49 of 200 metros
Flood insurance (annual, NFIP) $600 state #61 of 200 metros
Earthquake insurance (annual) $100 state #141 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 51 metro-area #138 of 200 metros
Cooling degree-days (AC load) 1,300 metro-area #107 of 200 metros
Homes with air conditioning (state) 94% state #27 of 200 metros
Heating degree-days (heat load) 4,400 metro-area #108 of 200 metros
Days per year ≥ 90°F 26 metro-area #96 of 200 metros
Days per year ≥ 100°F 0 metro-area #5 of 200 metros
Avg summer high (state) 88°F metro-area #98 of 200 metros
Avg winter low 26°F metro-area #119 of 200 metros
Annual precipitation 48.3" metro-area #148 of 200 metros
Annual snowfall 13.4" metro-area #115 of 200 metros
Sunshine (% of possible) 56% metro-area #132 of 200 metros
Plant hardiness zone 6b
Frost window 04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 360 state #15 of 200 metros
Property crime (per 100k, state avg) 2,000 state #47 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 120 metro-area #5 of 200 metros
Parks 60
Hiking areas 15
Golf courses 15
Shooting ranges 4
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 2 state #1 of 200 metros
Permit detail Generally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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