Rows tagged local are specific to Louisville/Jefferson County (Census ACS); state rows are state averages; metro-area rows are inherited from Louisville/Jefferson County, KY. Home value is ACS owner-reported (not a Zillow sale price).
School score: 5/10 (district 2102990 · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
93.2
metro-area
#75 of 200
Grocery index (US=100)
94.3
metro-area
#46 of 200
Big Mac price (est.)
$5.30
metro-area
#74 of 200
Median household income
$63,114
local
#106 of 200
Median wage (all occupations)
$39,305
local
#84 of 200
Economy
Metric
Value
Scope
US rank
Unemployment rate
5.31%
local
#64 of 200
Population growth (5-yr)
+2.2%
local
#164 of 200
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$204,800
local
#102 of 200
Home price ÷ income (affordability)
3.2×
local
#117 of 200
1-yr home appreciation
+3.0%
metro-area
#47 of 200
Price per square foot
$108
local
#111 of 200
Typical home size (implied)
1,900 sqft
Median rent (monthly)
$1,014
local
#77 of 200
Homes for sale (inventory)
3,000
Median days on market
35
metro-area
#169 of 200
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.6%
state
#68 of 200
Combined sales tax
6.00%
state
#16 of 200
State income tax (top rate)
4.00%
Capital gains tax
4.00%
state
#76 of 200
High earners
No special surtax
Effective property tax rate
0.87%
local
#90 of 200
Median property tax paid
$1,788
local
#52 of 200
Healthcare & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$6,300
state
#17 of 200
Childcare (annual, infant, center)
$9,000
state
#25 of 200
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$120
state
#101 of 200
Vehicle property tax (annual)
1.44% of value (~$403/yr)
state
#159 of 200
Emissions testing
Not required
Emissions detail
No vehicle emissions testing
DMV & license offices
4
Avg commute to work
23 min
local
#87 of 200
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
15.0¢/kWh
state
#38 of 200
Avg monthly electric bill
$135
state
#38 of 200
Gasoline
$3.10/gal
state
#50 of 200
Natural gas (avg monthly bill)
$70
state
#98 of 200
Water & sewer (avg monthly bill)
$81
state
#48 of 200
Home internet (avg monthly bill)
$78
state
#77 of 200
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$2,200
state
#129 of 200
Auto insurance (annual)
$2,200
state
#152 of 200
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$700
state
#61 of 200
Earthquake insurance (annual)
$250
state
#141 of 200
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
51
metro-area
#138 of 200
Cooling degree-days (AC load)
1,300
metro-area
#107 of 200
Heating degree-days (heat load)
4,400
metro-area
#108 of 200
Avg summer high
88°F
metro-area
#98 of 200
Avg winter low
26°F
metro-area
#119 of 200
Annual precipitation
48.3"
metro-area
#148 of 200
Annual snowfall
13.4"
metro-area
#115 of 200
Sunshine (% of possible)
56%
metro-area
#132 of 200
Plant hardiness zone
6b
Frost window
04-20 → 10-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
260
state
#15 of 200
Property crime (per 100k, state avg)
1,700
state
#47 of 200
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.