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← Charlotte, NC metro

Charlotte, NC

Rows tagged local are specific to Charlotte (Census ACS); state rows are state averages; metro-area rows are inherited from Charlotte, NC. Home value is ACS owner-reported (not a Zillow sale price).

School score: 5/10 (district 3702970 · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)97.3metro-area#116 of 200
Grocery index (US=100)96.7metro-area#105 of 200
Big Mac price (est.)$5.54metro-area#115 of 200
Median household income$74,070local#76 of 200
Median wage (all occupations)$45,128local#56 of 200

Economy

MetricValueScopeUS rank
Unemployment rate4.74%local#69 of 200
Population growth (5-yr)+5.9%local#27 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$312,800local#131 of 200
Home price ÷ income (affordability)4.2×local#123 of 200
1-yr home appreciation-0.4%metro-area#142 of 200
Price per square foot$156local#108 of 200
Typical home size (implied)2,000 sqft
Median rent (monthly)$1,399local#125 of 200
Homes for sale (inventory)13,321
Median days on market20metro-area#114 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.9%state#88 of 200
Combined sales tax6.98%state#55 of 200
State income tax (top rate)4.25%
Capital gains tax4.25%state#78 of 200
High earnersNo special surtax
Effective property tax rate0.82%local#65 of 200
Median property tax paid$2,572local#67 of 200

Healthcare & childcare

MetricValueScopeUS rank
Healthcare (annual, single adult)$6,600state#65 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$130state#107 of 200
Vehicle property tax (annual)1.10% of value (~$308/yr)state#146 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices12
Avg commute to work25 minlocal#153 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity16.3¢/kWhstate#72 of 200
Avg monthly electric bill$146state#72 of 200
Gasoline$3.20/galstate#63 of 200
Natural gas (avg monthly bill)$62state#69 of 200
Water & sewer (avg monthly bill)$78state#36 of 200
Home internet (avg monthly bill)$80state#106 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$2,000state#110 of 200
Auto insurance (annual)$1,400state#18 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$800state#120 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)53metro-area#157 of 200
Cooling degree-days (AC load)1,600metro-area#119 of 200
Heating degree-days (heat load)3,400metro-area#85 of 200
Avg summer high89°Fmetro-area#113 of 200
Avg winter low30°Fmetro-area#89 of 200
Annual precipitation43.6"metro-area#101 of 200
Annual snowfall3.5"metro-area#80 of 200
Sunshine (% of possible)62%metro-area#64 of 200
Plant hardiness zone7b
Frost window04-01 → 11-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)400state#100 of 200
Property crime (per 100k, state avg)2,200state#98 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores64metro-area#100 of 200
Parks65
Hiking areas44
Golf courses34
Shooting ranges13
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.