Rows tagged local are specific to Fernley (Census ACS); state rows are state averages; metro-area rows are inherited from Reno, NV. Home value is ACS owner-reported (not a Zillow sale price).
School score: 4/10 (district 3200300 · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
98.0
metro-area
#0 of 200
Grocery index (US=100)
96.8
metro-area
#0 of 200
Big Mac price (est.)
$5.58
metro-area
#0 of 200
Median household income
$84,025
local
#0 of 200
Median wage (all occupations)
$45,191
local
#0 of 200
Economy
Metric
Value
Scope
US rank
Unemployment rate
4.65%
local
#0 of 200
Population growth (5-yr)
+19.6%
local
#0 of 200
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$328,900
local
#0 of 200
Home price ÷ income (affordability)
3.9×
local
#0 of 200
1-yr home appreciation
+0.0%
metro-area
#0 of 200
Price per square foot
$173
local
#0 of 200
Typical home size (implied)
1,900 sqft
Median rent (monthly)
$1,351
local
#0 of 200
Homes for sale (inventory)
1,659
Median days on market
12
metro-area
#0 of 200
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.6%
state
#0 of 200
Combined sales tax
8.23%
state
#0 of 200
State income tax (top rate)
None
Capital gains tax
None
state
#0 of 200
High earners
No special surtax
Effective property tax rate
0.58%
local
#0 of 200
Median property tax paid
$1,902
local
#0 of 200
Healthcare & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$6,400
state
#0 of 200
Childcare (annual, infant, center)
$11,000
state
#0 of 200
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$240
state
#0 of 200
Vehicle property tax (annual)
2.12% of value (~$594/yr)
state
#0 of 200
Emissions testing
Required
Emissions detail
Required in Clark (Las Vegas) and Washoe counties
DMV & license offices
6
Avg commute to work
29 min
local
#0 of 200
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
14.3¢/kWh
state
#0 of 200
Avg monthly electric bill
$129
state
#0 of 200
Gasoline
$4.20/gal
state
#0 of 200
Natural gas (avg monthly bill)
$48
state
#0 of 200
Water & sewer (avg monthly bill)
$80
state
#0 of 200
Home internet (avg monthly bill)
$89
state
#0 of 200
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,300
state
#0 of 200
Auto insurance (annual)
$2,400
state
#0 of 200
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: wildfire, earthquakes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$500
state
#0 of 200
Earthquake insurance (annual)
$400
state
#0 of 200
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
50
metro-area
#0 of 200
Cooling degree-days (AC load)
2,000
metro-area
#0 of 200
Heating degree-days (heat load)
3,000
metro-area
#0 of 200
Avg summer high
95°F
metro-area
#0 of 200
Avg winter low
30°F
metro-area
#0 of 200
Annual precipitation
7.4"
metro-area
#0 of 200
Annual snowfall
22.0"
metro-area
#0 of 200
Sunshine (% of possible)
82%
metro-area
#0 of 200
Plant hardiness zone
7a
Frost window
04-10 → 11-01
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
460
state
#0 of 200
Property crime (per 100k, state avg)
2,400
state
#0 of 200
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
34
metro-area
#0 of 200
Parks
43
Hiking areas
6
Golf courses
20
Shooting ranges
10
Lakes
11
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
3
state
#0 of 200
Permit detail
Moderate
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.