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← Cincinnati, OH metro

Cincinnati, OH

Rows tagged local are specific to Cincinnati (Census ACS); state rows are state averages; metro-area rows are inherited from Cincinnati, OH. Home value is ACS owner-reported (not a Zillow sale price).

School score: 5/10 (district 3904375 · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)94.2metro-area#85 of 200
Grocery index (US=100)94.4metro-area#48 of 200
Big Mac price (est.)$5.36metro-area#84 of 200
Median household income$49,191local#74 of 200
Median wage (all occupations)$35,180local#60 of 200

Economy

MetricValueScopeUS rank
Unemployment rate6.88%local#46 of 200
Population growth (5-yr)+3.3%local#87 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$192,000local#83 of 200
Home price ÷ income (affordability)3.9×local#62 of 200
1-yr home appreciation+2.5%metro-area#72 of 200
Price per square foot$116local#103 of 200
Typical home size (implied)1,649 sqft
Median rent (monthly)$893local#97 of 200
Homes for sale (inventory)5,929
Median days on market6metro-area#5 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)10.0%state#97 of 200
Combined sales tax7.24%state#91 of 200
State income tax (top rate)3.90%
Capital gains tax3.50%state#62 of 200
High earnersNo special surtax
Effective property tax rate1.49%local#132 of 200
Median property tax paid$2,853local#108 of 200

Healthcare & childcare

MetricValueScopeUS rank
Healthcare (annual, single adult)$6,400state#32 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$100state#83 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices24
Avg commute to work23 minlocal#119 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity19.5¢/kWhstate#130 of 200
Avg monthly electric bill$175state#130 of 200
Gasoline$3.25/galstate#83 of 200
Natural gas (avg monthly bill)$78state#139 of 200
Water & sewer (avg monthly bill)$104state#101 of 200
Home internet (avg monthly bill)$76state#20 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,300state#22 of 200
Auto insurance (annual)$1,300state#9 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$600state#16 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)54metro-area#168 of 200
Cooling degree-days (AC load)800metro-area#49 of 200
Heating degree-days (heat load)5,700metro-area#141 of 200
Avg summer high85°Fmetro-area#59 of 200
Avg winter low20°Fmetro-area#147 of 200
Annual precipitation45.3"metro-area#128 of 200
Annual snowfall23.3"metro-area#134 of 200
Sunshine (% of possible)50%metro-area#175 of 200
Plant hardiness zone6a
Frost window04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)300state#28 of 200
Property crime (per 100k, state avg)1,800state#52 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores63metro-area#102 of 200
Parks50
Hiking areas23
Golf courses34
Shooting ranges4
Lakes13

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#1 of 200
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.