Rows tagged local are specific to Humacao zona urbana (Census ACS); state rows are state averages; metro-area rows are inherited from San Juan, PR. Home value is ACS owner-reported (not a Zillow sale price).
School score: 5/10 (district Puerto Rico Department Of Education · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
100.0
metro-area
#141 of 200 metros
Grocery index (US=100)
100.0
metro-area
#158 of 200 metros
Big Mac price (est.)
$5.69
metro-area
#141 of 200 metros
Median household income
$21,318
local
#3214 of 3,220 cities
Median wage (all occupations)
$20,701
local
#3190 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
44.0 years
metro-area
#187 of 200 metros
Bachelor's degree or higher (25+)
31.3%
metro-area
#122 of 200 metros
Foreign-born residents
3.8%
metro-area
#184 of 200 metros
Homes that are owner-occupied
67.8%
metro-area
#76 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
10.79%
local
#3110 of 3,220 cities
Population growth (5-yr)
-6.9%
local
#3091 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$112,900
local
#103 of 3,220 cities
Home price ÷ income (affordability)
5.3×
local
#2516 of 3,220 cities
1-yr home appreciation
+3.0%
metro-area
#47 of 200 metros
Price per square foot
$81
local
#242 of 3,220 cities
Typical home size (implied)
1,401 sqft
Median rent (monthly)
$426
local
#2 of 3,220 cities
Homes for sale (inventory)
3,000
Median days on market
35
metro-area
#169 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
11.0%
state
#138 of 200 metros
Combined sales tax
11.50%
state
#199 of 200 metros
State income tax (top rate)
33.00%
Capital gains tax
33.00%
state
#199 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — Puerto Rico has its own income tax code; US Social Security benefits are not taxed by it
Effective property tax rate
0.58%
local
#336 of 3,220 cities
Median property tax paid
$652
local
#33 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$5,000
state
#1 of 200 metros
Childcare (annual, infant, center)
$6,000
state
#1 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$60
state
#19 of 200 metros
Vehicle property tax (annual)
None
state
#1 of 200 metros
Emissions testing
Not required
Emissions detail
No vehicle emissions testing
DMV & license offices
4
Avg commute to work
27 min
local
#1487 of 3,220 cities
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
16.0¢/kWh
state
#68 of 200 metros
Avg monthly electric bill
$144
state
#68 of 200 metros
Gasoline
$3.40/gal
state
#135 of 200 metros
Natural gas (avg monthly bill)
$5
state
#1 of 200 metros
Water & sewer (avg monthly bill)
$40
state
#1 of 200 metros
Home internet (avg monthly bill)
$60
state
#1 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,200
state
#8 of 200 metros
Auto insurance (annual)
$1,200
state
#3 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$1,300
state
#183 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
49
metro-area
#122 of 200 metros
Cooling degree-days (AC load)
5,000
metro-area
#199 of 200 metros
Heating degree-days (heat load)
0
metro-area
#1 of 200 metros
Days per year ≥ 90°F
91
metro-area
#175 of 200 metros
Days per year ≥ 100°F
0
metro-area
#5 of 200 metros
Avg summer high (state)
88°F
metro-area
#98 of 200 metros
Avg winter low
72°F
metro-area
#1 of 200 metros
Annual precipitation
57.0"
metro-area
#192 of 200 metros
Annual snowfall
0.0"
metro-area
#1 of 200 metros
Sunshine (% of possible)
65%
metro-area
#52 of 200 metros
Plant hardiness zone
13a
Frost window
01-01 → 01-01
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
350
state
#51 of 200 metros
Property crime (per 100k, state avg)
700
state
#1 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200 metros
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.